407 189th St Ct E, Spanaway, WA 98387 Property Records

Pierce County property record for 407 189th St Ct E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,390 sqft · built 1985
Lot Size	0.219 acres (9,546 sqft)
Owner	2 Individual Names on Record
Last Sale	$475,000 (Apr 2024)
Tax Bill	$4,669 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Sep 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`786200-0-060`

Property Details

APN / Parcel Number

Primary APN	`786200-0-060`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,390 sqft Living Area
Gross Area	1,831 sqft
1st Floor Area	1,390 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2018
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	9,546 sqft (0.219 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	84 sqft
Deck Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	407 189TH STREET CT E
City	SPANAWAY
State	WA
Zip	98387-8357
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MSF
Legal Description	SECTION 33 TOWNSHIP 19 RANGE 03 QUARTER 44 SPRING WOOD L 6 EASE OF RECORD SEG P-6074 HB EMS
Legal Range	03
Legal Township	19
Legal Section	33
Legal Subdivision	SPRING WOOD
Legal Lot Number	6
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	1
Census Block	1002
Census Tract	71417

Owner

Source: Pierce County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12110 SE 312TH ST, AUBURN, WA 98092-3323
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2024	Warranty Deed, Transfer · Conventional Mortgage BOEING EMPLOYEES CU
Sep 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MTG
Sep 28, 2018	Warranty Deed, Transfer · Conventional with PMI D & S INVESTMENT TRUST (CT)
Sep 25, 2018	Quit Claim Deed, Subdivision Related Transfer Quitclaim
Sep 28, 2018	Quit Claim Deed, Subdivision Related Transfer CHICAGO TITLE COMPANY
May 11, 2018	Warranty Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 18, 2024 · Amount on Record
Deed Sale	Apr 18, 2024 · Amount on Record
Prior Sale	Sep 28, 2018 · Amount on Record
Deed Document Number	2024439
Prior Transfer Date	Sep 25, 2018
Prior Transfer Doc	0000000835
Record Updated	Oct 29, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Apr 18, 2024
Property Address	407 189TH STREET CT E, SPANAWAY, WA 98387-8357
Document Number	0004180439
Instrument Date	Apr 10, 2024
Instrument	202404180439
Transaction Type	Transfer
Record Updated	May 21, 2024

Transaction

Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12110 SE 312TH ST, AUBURN, WA 98092-3323

Mortgage

Document Number	0004180440
Date	Apr 18, 2024
Instrument	202404180440

Lender

Name	BOEING EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

Mortgage

Document Number	0004180440
Date	Apr 18, 2024
Instrument	202404180440

Lender

Name	BOEING EMPLOYEES CU
Type	Credit Union
Address	12770 GATEWAY DR S, TUKWILA, WA 98168

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	407 189TH STREET CT E, SPANAWAY, WA 98387-8357
Document Number	2009250704
Instrument Date	Sep 21, 2020
Transaction Type	Mortgage
Record Updated	Oct 19, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	407 189TH STREET CT E SPANAWAY WA 983878357, SPANAWAY, WA 98387-8357

Mortgage

Document Number	2009250704
Date	Sep 25, 2020
Instrument	202009250704

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 24, 2050

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Sep 28, 2018
Property Address	407 189TH STREET CT E, SPANAWAY, WA 98387-8357
Document Number	1809280836
Instrument Date	Sep 26, 2018
Instrument	201809280836
Transaction Type	Transfer
Record Updated	Oct 15, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,300.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	407 189TH STREET CT E SPANAWAY WA 983878357, SPANAWAY, WA 98387-8357

Mortgage

Document Number	1809280837
Date	Sep 28, 2018
Instrument	201809280837

Lender

Name	D & S INVESTMENT TRUST (CT)
Address	TACOMA, WA 98445

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

September 2018: Quit Claim Deed, Subdivision Related Transfer

Document Type	Quit Claim Deed
Jurisdiction	PIERCE WA
Recording Date	Sep 25, 2018
Property Address	407 189TH STREET CT E, SPANAWAY, WA 98387-8357
Document Number	1809250450
Instrument Date	Sep 25, 2018
Instrument	201809250450
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 8, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	2212-143RD ST CT E TACOMA WA 98445, TACOMA, WA 98445

September 2018: Quit Claim Deed, Subdivision Related Transfer

Document Type	Quit Claim Deed
Jurisdiction	PIERCE WA
Recording Date	Sep 28, 2018
Property Address	407 189TH STREET CT E, SPANAWAY, WA 98387-8357
Document Number	1809280835
Instrument Date	Sep 25, 2018
Instrument	201809280835
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 15, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2212-143RD ST CT E TACOMA WA 98445, TACOMA, WA 98445

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	May 11, 2018
Property Address	407 189TH STREET CT E, SPANAWAY, WA 98387-8357
Document Number	1805110696
Instrument Date	May 1, 2018
Instrument	201805110696
Transaction Type	Transfer
Record Updated	Jul 25, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$3,565.00
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 178 SPANAWAY WA 983870178, SPANAWAY, WA 98387-0178

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$417,700 (+7.63%) Land $168,800 Building $248,900	$417,700 (+7.63%) Land $168,800 Building $248,900
2025	$4,669.00 (+2.62%)
2024	$4,550.00 (-3.05%)	$388,100 (-4.9%) Land $180,100 Building $208,000	$388,100 (-4.9%) Land $180,100 Building $208,000
2023	$4,693.00	$408,100 Land $173,800 Building $234,300	$408,100 Land $173,800 Building $234,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANAWAY WATER COMPANY private · serves 34,506 people · EPA ID WA5382850
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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