404 189th St Ct E, Spanaway, WA 98387 Property Records

Pierce County property record for 404 189th St Ct E, Spanaway, WA 98387

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,588 sqft · built 1982
Lot Size	0.219 acres (9,545 sqft)
Owner	Individual Name on File
Last Sale	$264,719 (Nov 2017)
Tax Bill	$4,743 (2026)
Deeds & Mortgages	Apr 2020 Mortgage Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`786200-0-130`

Property Details

APN / Parcel Number

Primary APN	`786200-0-130`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	1,588 sqft Living Area
Gross Area	2,028 sqft
1st Floor Area	712 sqft
Upper Floors Area	876 sqft
Basement Area	712 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1995
Architectural Style	Split Foyer
Exterior Material	Frame Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	9,545 sqft (0.219 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	300 sqft
Deck Area	237 sqft
Patio Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Floor/Wall Furnace
Sewer	Connected

Location & Zoning

Street Address	404 189TH STREET CT E
City	SPANAWAY
State	WA
Zip	98387-8357
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MSF
Legal Description	SECTION 33 TOWNSHIP 19 RANGE 03 QUARTER 44 SPRING WOOD L 13 EASE OF RECORD SEG P-6074 HB EMS
Legal Range	03
Legal Township	19
Legal Section	33
Legal Subdivision	SPRING WOOD
Legal Lot Number	13
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	1
Census Block	1002
Census Tract	71417

Owner

404 189th St Ct E is owned and occupied by an individual who bought it in November 2017.

Source: Pierce County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	404 189TH STREET CT E, SPANAWAY, WA 98387-8357
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MTG
Nov 8, 2017	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 8, 2017 · Amount on File
Deed Sale	Nov 8, 2017 · Amount on File
Prior Sale	Oct 12, 1998 · Amount on File
Deed Document Number	2017383
Prior Transfer Date	Oct 5, 1998
Prior Transfer Doc	0000000009
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	404 189TH STREET CT E, SPANAWAY, WA 98387-8357
Document Number	2004140144
Instrument Date	Apr 9, 2020
Transaction Type	Mortgage
Record Updated	May 1, 2020
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 189TH STREET CT E SPANAWAY WA 983878357, SPANAWAY, WA 98387-8357

Mortgage

Document Number	2004140144
Date	Apr 14, 2020
Instrument	202004140144

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	INDIAN LAND, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 13, 2050

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Nov 8, 2017
Property Address	404 189TH STREET CT E, SPANAWAY, WA 98387-8357
Document Number	0011080383
Map Reference	AF8101160275
Instrument Date	Nov 5, 2017
Instrument	201711080383
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	TICOR TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,717.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	404 189TH STREET CT E, SPANAWAY, WA 98387-8357

Mortgage

Document Number	0011080384
Date	Nov 8, 2017
Instrument	201711080384

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 404 189th St Ct E was $4,743, up 1.8% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,743.00 (+1.8%)	$410,100 Land $168,800 Building $241,300	$410,100 Land $168,800 Building $241,300
2025	$4,659.00 (+2.89%)
2024	$4,528.00 (-2.9%)	$384,500 (-4.8%) Land $180,000 Building $204,500	$384,500 (-4.8%) Land $180,000 Building $204,500
2023	$4,663.00	$403,900 Land $173,800 Building $230,100	$403,900 Land $173,800 Building $230,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 404 189th St Ct E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 404 189th St Ct E is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPANAWAY WATER COMPANY private · serves 34,506 people · EPA ID WA5382850
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

Nearby Properties on 189th St Ct E

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures