407 109th Pl SE, Everett, WA 98208 Property Records

Snohomish County property record for 407 109th Pl SE, Everett, WA 98208

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,671 sqft · built 1989
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on Record
Last Sale	$465,000 (May 2019)
Tax Bill	$5,519 (2026)
Deeds & Mortgages	May 2020 Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7616-000-005-00`

Property Details

APN / Parcel Number

Primary APN	`7616-000-005-00`
Alternative APNs	`007616-000-005-00` `76160000050006` `1192983`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	5 Rooms
Units	2 Units
Stories	3 Stories
Building Area	1,671 sqft Living Area
Gross Area	2,131 sqft
1st Floor Area	1,303 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Tri-Level
Exterior Material	Wood
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,454 sqft (0.24 acres)
Terrain	Wet
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Sundeck
Deck Area	88 sqft
Patio Area	88 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	1192983
Street Address	407 109TH PL SE
City	EVERETT
State	WA
Zip	98208-7029
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	TWIN CEDARS BLK 000 D-00 LOT 5
Legal Section	19
Legal Subdivision	TWIN CEDARS
Legal Block	000 D
Legal Lot Number	5
Jurisdiction	SNOHOMISH WA
Township / Civil Division	EVERETT
Census Block Group	1
Census Block	1000
Census Tract	41814

Owner

Source: Snohomish County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	407 109TH PL SE, EVERETT, WA 98208-7029
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2020	Deed of Trust, Mortgage NFM LNDG
May 29, 2019	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2019 · Amount on Record
Deed Sale	May 29, 2019 · Amount on Record
Prior Sale	Apr 15, 2014 · Amount on Record
Deed Document Number	2019656
Prior Transfer Date	Feb 7, 2008
Prior Transfer Doc	0000000249
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SNOHOMISH WA
Property Address	407 109TH PL SE, EVERETT, WA 98208-7029
Document Number	0000000575
Instrument Date	May 4, 2020
Transaction Type	Mortgage
Record Updated	May 20, 2020
Title Company	CW TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	407 109TH PL SE EVERETT WA 982087029, EVERETT, WA 98208-7029

Mortgage

Document Number	0000000575
Date	May 8, 2020
Instrument	202005080575

Lender

Name	NFM LNDG
Address	LINTHICUM, MD 21090

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 7, 2050

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SNOHOMISH WA
Recording Date	May 29, 2019
Property Address	407 109TH PL SE, EVERETT, WA 98208-7029
Document Number	0000000656
Map Reference	VOL 48 PG 77-79
Instrument Date	May 23, 2019
Instrument	201905290656
Transaction Type	Transfer
Record Updated	May 19, 2022
Title Company	CW TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,282.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	407 109TH PL SE, EVERETT, WA 98208-7029

Mortgage

Document Number	0000000657
Date	May 29, 2019
Instrument	201905290657

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Snohomish County assessment roll, as of August 14, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Snohomish County
Municipality	Everett City
Unified School District	Mukilteo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,519.00 (+7.92%)	$726,700 (+7.34%) Land $408,000 Building $318,700	$726,700 (+7.34%) Land $408,000 Building $318,700
2023	$5,114.00	$677,000 Land $372,000 Building $305,000	$677,000 Land $372,000 Building $305,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 17, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EVERETT PUBLIC WORKS DEPT. serves 215,774 people · EPA ID WA5324050
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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