401 109th Pl SE, Everett, WA 98208 Property Records

Snohomish County property record for 401 109th Pl SE, Everett, WA 98208

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,280 sqft · built 1988
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on File
Last Sale	$265,000 (Sep 2014)
Tax Bill	$4,533 (2026)
Deeds & Mortgages	Feb 2017 Line of Credit Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`7616-000-004-00`

Property Details

APN / Parcel Number

Primary APN	`7616-000-004-00`
Alternative APNs	`007616-000-004-00` `76160000040007` `1192982`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	5 Rooms
Units	2 Units
Stories	1 Story
Building Area	1,280 sqft Living Area
Gross Area	1,720 sqft
1st Floor Area	1,280 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Wood
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Sundeck
Deck Area	60 sqft
Patio Area	60 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	1192982
Street Address	401 109TH PL SE
City	EVERETT
State	WA
Zip	98208-7029
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	TWIN CEDARS BLK 000 D-00 LOT 4
Legal Section	19
Legal Subdivision	TWIN CEDARS
Legal Block	000 D
Legal Lot Number	4
Jurisdiction	SNOHOMISH WA
Township / Civil Division	EVERETT
Census Block Group	1
Census Block	1000
Census Tract	41814

Owner

Source: Snohomish County assessment roll, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	401 109TH PL SE, EVERETT, WA 98208-7029
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 22, 2017	Deed of Trust, Mortgage · Line of Credit BANNER BANK
Dec 9, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 16, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Dec 20, 2016	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 26, 2014 · Amount on Record
Deed Sale	Sep 26, 2014 · Amount on Record
Prior Sale	Jun 25, 2004 · Amount on Record
Deed Document Number	2014515
Last Transfer Date	Nov 30, 2020
Transfer Doc	0000000022
Record Updated	Sep 20, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SNOHOMISH WA
Property Address	401 109TH PL SE, EVERETT, WA 98208-7029
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000646
Date	Feb 22, 2017
Instrument	201702220646

Lender

Name	BANNER BANK
Type	Bank
Address	BOTHELL, WA 98041

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SNOHOMISH WA
Recording Date	Dec 9, 2020
Property Address	401 109TH PL SE, EVERETT, WA 98208-7029
Document Number	0000000022
Map Reference	VOL 48 PG 77-79
Instrument Date	Nov 30, 2020
Instrument	202012090022
Transaction Type	Transfer
Record Updated	May 19, 2022
Title Company	TICOR TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 109TH PL SE, EVERETT, WA 98208-7029

Mortgage

Document Number	0000000023
Date	Dec 9, 2020
Instrument	202012090023

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SNOHOMISH WA
Property Address	401 109TH PL SE, EVERETT, WA 98208-7029
Document Number	0000000165
Instrument Date	Aug 16, 2018
Transaction Type	Mortgage
Record Updated	Sep 7, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 109TH PL SE EVERETT WA 982087029, EVERETT, WA 98208-7029

Mortgage

Document Number	0000000165
Date	Aug 27, 2018
Instrument	201808270165

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 26, 2048

Interest

Rate Type	Adjustable Rate

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SNOHOMISH WA
Property Address	401 109TH PL SE, EVERETT, WA 98208-7029
Document Number	0000000177
Instrument Date	Dec 20, 2016
Transaction Type	Mortgage
Record Updated	Aug 15, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 109TH PL SE EVERETT WA 982087029, EVERETT, WA 98208-7029

Mortgage

Document Number	0000000177
Date	Jan 5, 2017
Instrument	201701050177

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 4, 2047

Tax Assessment & Valuation

Source: Snohomish County assessment roll, as of August 14, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Snohomish County
Municipality	Everett City
Unified School District	Mukilteo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,533.00 (+3.87%)	$596,700 (+3.32%) Land $408,000 Building $188,700	$596,700 (+3.32%) Land $408,000 Building $188,700
2023	$4,364.00 (+17.06%)	$577,500 (+35.12%) Land $372,000 Building $205,500	$577,500 (+35.12%) Land $372,000 Building $205,500
2022	$3,728.00	$427,400 Land $251,000 Building $176,400	$427,400 Land $251,000 Building $176,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 17, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EVERETT PUBLIC WORKS DEPT. serves 215,774 people · EPA ID WA5324050
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Northwest Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile USA.

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