St. Mary's County property record for 40695 Clearfields Ct, Leonardtown, MD 20650
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 3,090 sqft · built 2003 |
| Lot Size | 1.07 acres (46,609 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $405,000 (May 2015) |
| Tax Bill | $5,566 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-064107 |
| Primary APN | 03-064107 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,090 sqft Total Area |
| Basement Area | 750 sqft |
| Finished Basement | 750 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 46,609 sqft (1.07 acres) |
| Garage Type | Built-in |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 194 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 064107 |
|---|---|
| Street Address | 40695 CLEARFIELDS CT |
| City | LEONARDTOWN |
| State | MD |
| Zip | 20650-2832 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD |
| Legal Description | LOT 9 PLAT 50/108 CLEARFIELDS OF BRETON BA |
| Legal Subdivision | CLEARFIELDS BRETON BAY |
| Legal Lot Number | 9 |
| Jurisdiction | ST MARY'S MD |
| Township / Civil Division | 3, LEONARDTOWN |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 875400 |
Source: St. Mary's County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 40695 CLEARFIELDS CT, LEONARDTOWN, MD 20650-2832 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 7, 2015 · Amount on Record |
| Deed Sale | May 7, 2015 · Amount on Record |
| Prior Sale | Jul 8, 2004 · Amount on Record |
| Deed Book / Page | 4170 / 569 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Property Address | 40695 CLEARFIELDS CT, LEONARDTOWN, MD 20650-2832 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | QUIET TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0055700160 |
|---|---|
| Date | Dec 9, 2020 |
| Book Page | 5570/160 |
| Name | PRESIDENTIAL BANK FSB |
|---|---|
| Type | Bank |
| Address | BETHESDA, MD 20814 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
Source: St. Mary's County assessment roll, as of August 12, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | St. Mary's County |
| Unified School District | St. Marys County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $585,167 (+20.73%) | $681,700 (+26.97%) Land $121,000 Building $560,700 | |
| 2025 | $5,566.00 (+11.83%) Homeowner's exemption | ||
| 2023 | $4,977.00 Homeowner's exemption | $484,700 | $536,900 Land $115,300 Building $421,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 26 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 6 (2003–2021) |
| Claims Outside the SFHA | 4 of 6 |
| Most Recent Claim | Oct 2021 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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