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40670 Clearfields Ct, Leonardtown, MD 20650 Property Records

St. Mary's County property record for 40670 Clearfields Ct, Leonardtown, MD 20650 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 4,592 sqft · built 2003
Lot Size1.49 acres (64,904 sqft)
Owner2 Individual Names on File
Last Sale$397,741 (Mar 2014)
Tax Bill$165 (2025)
Deeds & MortgagesAug 2021 Mortgage
Jul 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN03-064336

Property Details

APN / Parcel Number

Primary APN03-064336
Alternative APNs
  • 3064336
  • 064336

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area4,592 sqft Total Area

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area64,904 sqft (1.49 acres)
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area56 sqft
Deck Area642 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number064336
Street Address40670 CLEARFIELDS CT
CityLEONARDTOWN
StateMD
Zip20650-2832
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 29 PLAT 50/108 CLEARFIELDS OF BRETON BA
Legal SubdivisionCLEARFIELDS BRETON BAY
Legal Lot Number29
JurisdictionST MARY'S MD
Township / Civil Division3, LEONARDTOWN
Census Block Group3
Census Block3017
Census Tract875400

Owner

Source: St. Mary's County records · APN 03-064336

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address40670 CLEARFIELDS CT, LEONARDTOWN, MD 20650-2832
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 05, 2021Deed of Trust, Mortgage · VA Mortgage
WATERSTONE MORTGAGE CORP
Jul 25, 2019Deed of Trust, Mortgage · Line of Credit
NAVY FCU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 20, 2014 · Amount on Record
Deed SaleMar 20, 2014 · Amount on Record
Prior SaleJul 24, 2003 · Amount on Record
Deed Book / Page4017 / 634
Prior Transfer DateMay 24, 2011
Prior Transfer Doc0037070251
Record UpdatedSep 20, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST MARY'S MD
Property Address40670 CLEARFIELDS CT, LEONARDTOWN, MD 20650-2832
Transaction TypeMortgage
Record UpdatedOct 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address40670 CLEARFIELDS CT, LEONARDTOWN, MD 20650-2832

Mortgage

Document Number0058700420
DateAug 05, 2021
Book Page5870/420
Lender
NameWATERSTONE MORTGAGE CORP
TypeMortgage Company
AddressPEWAUKEE, WI 53072
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2051

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST MARY'S MD
Property Address40670 CLEARFIELDS CT, LEONARDTOWN, MD 20650-2832
Document Number0051560161
Instrument DateJul 25, 2019
Transaction TypeMortgage
Record UpdatedSep 30, 2019
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN EQUITY LOAN SVC

Transferred To (Grantee/Buyer)

NameVerified Name
Address40670 CLEARFIELDS CT LEONARDTOWN MD 206502832, LEONARDTOWN, MD 20650-2832

Mortgage

Document Number0051560161
DateSep 12, 2019
Book Page005156/000161
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueSep 11, 2059
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: St. Mary's County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountySt. Mary's County
Unified School DistrictSt. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$691,167 (+6.63%)$777,100 (+19.89%) Land $123,200 Building $653,900
2025$165.00 (-97.21%) Homeowner's exemption$648,200 (+11.45%) Land $117,400 Building $530,800$648,200 (-) Land $117,400 Building $530,800
2023$5,921.00 Homeowner's exemption$581,600$648,200 Land $117,400 Building $530,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Mary's County (24037C), updated May 14, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240378754003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 26 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies26 in force
Nearby Flood Claims6 (2003–2021)
Claims Outside the SFHA4 of 6
Most Recent ClaimOct 2021, tidal / storm surge
Claims By Storm
  • Hurricane Isabel, Sep 2003 · 2 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 41% of Maryland
Wildfire LikelihoodAbout 1 in 2,564 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 39 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cogeco Cable Holdings IICable1,000 / 50
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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