4068 Surber Rd, Spencer, IN 47460 Property Records

Owen County property record for 4068 Surber Rd, Spencer, IN 47460

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 256 sqft · built 2019
Lot Size	14.2 acres (620,730 sqft)
Owner	Individual Name on File
Tax Bill	$1,917 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Nov 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`60-06-15-203-060.000-025`

Property Details

APN / Parcel Number

Primary APN	`60-06-15-203-060.000-025`
Alternative APN	`00001018208`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	256 sqft Living Area
1st Floor Area	256 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	620,730 sqft (14.2 acres)
Shed	1 Shed
Shed Area	120 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Other

Location & Zoning

Account Number	00001018208
Street Address	4068 SURBER RD
City	SPENCER
State	IN
Zip	47460
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT S 1/2 NE NW S15 T11 R4 14.25A AKA TR 7
Legal Range	4
Legal Township	11
Legal Section	15
Legal Tract	7
Jurisdiction	OWEN IN
Township / Civil Division	MORGAN
Census Block Group	1
Census Block	1014
Census Tract	955600

Owner

4068 Surber Rd is owned by an individual who acquired it in November 2020.

Source: Owen County records, as of June 23, 2026

Owner of Record	Individual Name on File
Mailing Address	1803 ARROWWOOD DR, CARMEL, IN 46033-9021
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Nov 4, 2020	Warranty Deed, Transfer QUALITY TITLE INSURANCE
Nov 4, 2020	Warranty Deed, Transfer QUALITY TITLE INSURANCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 4, 2020
Deed Sale	Nov 4, 2020
Prior Sale	Nov 4, 2020
Deed Document Number	2020222406
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OWEN IN
Property Address	4068 SURBER RD, SPENCER, IN 47460
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000227081
Date	Nov 3, 2021
Instrument	227081

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Nov 1, 2031

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OWEN IN
Recording Date	Nov 4, 2020
Property Address	4068 SURBER RD, SPENCER, IN 47460
Document Number	0000222406
Instrument Date	Oct 16, 2020
Instrument	222406
Transaction Type	Transfer
Record Updated	Jun 12, 2023
Title Company	QUALITY TITLE INSURANCE

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3155 JOSHUA CIR, WESTFIELD, IN 46074-8866

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OWEN IN
Recording Date	Nov 4, 2020
Property Address	4068 SURBER RD, SPENCER, IN 47460
Document Number	0000222405
Instrument Date	Oct 12, 2020
Instrument	222405
Transaction Type	Transfer
Record Updated	Jun 12, 2023
Title Company	QUALITY TITLE INSURANCE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4068 SURBER RD, SPENCER, IN 47460

Tax Assessment & Valuation

The 2025 property tax bill for 4068 Surber Rd was $1,917, down 1.5% from the year before.

Source: Owen County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Owen County
County Subdivision	Morgan Township
Unified School District	Spencer-Owen Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,917.00 (-1.54%)	$159,200 Land $97,000 Building $62,200	$159,200 Land $97,000 Building $62,200
2024	$1,947.00 (-1.67%)
2023	$1,980.00 (+28.74%)	$138,900 Land $89,300 Building $49,600	$138,900 Land $89,300 Building $49,600
2022	$1,538.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4068 Surber Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 9, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4068 Surber Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
South Central Indiana REMC Fiber	1,000 / 1,000

Cell Coverage

No cell data coverage reported

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