Owen County property record for 3999 Surber Rd, Spencer, IN 47460
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 1 ba · 1,000 sqft · built 2005 |
| Lot Size | 15.6 acres (679,972 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $1,663 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 60-06-15-200-040.000-025 |
| Primary APN | 60-06-15-200-040.000-025 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,000 sqft Living Area |
| 1st Floor Area | 1,000 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Construction Type | Metal Frame |
| Roof Material | Asphalt |
| Lot Area | 679,972 sqft (15.6 acres) |
| Terrain | Wooded |
| Parking Spaces | 4 Parking Spaces |
| Lean-To | 1,000 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 00001017645 |
|---|---|
| Street Address | 3999 SURBER RD |
| City | SPENCER |
| State | IN |
| Zip | 47460-2601 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | NW NE N 1/2 NE NW S15 T11 R4 15.61A |
| Legal Range | 4 |
| Legal Township | 11 |
| Legal Section | 15 |
| Jurisdiction | OWEN IN |
| Township / Civil Division | MORGAN |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 955600 |
Source: Owen County records, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 4407 S INVERNESS CRST, BLOOMINGTON, IN 47401-9148 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Owen County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Owen County |
| County Subdivision | Morgan Township |
| Unified School District | Spencer-Owen Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,663.00 (-2.58%) | $137,900 (+19.5%) Land $30,000 Building $107,900 | $137,900 (+19.5%) Land $30,000 Building $107,900 |
| 2024 | $1,707.00 (+3.77%) | ||
| 2023 | $1,645.00 (-43.53%) | $115,400 (-10.05%) Land $27,000 Building $88,400 | $115,400 (-10.05%) Land $27,000 Building $88,400 |
| 2022 | $2,913.00 | $128,300 Land $25,100 Building $103,200 | $128,300 Land $25,100 Building $103,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 9, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 73% of Indiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| South Central Indiana REMC Fiber | 1,000 / 1,000 |
No cell data coverage reported
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