St. Mary's County property record for 40660 Klear Ct, Leonardtown, MD 20650
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,700 sqft · built 2004 |
| Lot Size | 0.29 acres (12,615 sqft) |
| Owner | Individual Name on File |
| Last Sale | $390,000 (Apr 2020) |
| Tax Bill | $4,859 (2025) |
| Deeds & Mortgages | Apr 2020 Sale & Mortgage May 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-070395 |
| Primary APN | 03-070395 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,700 sqft Total Area |
| Basement Area | 587 sqft |
| Finished Basement | 587 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 12,615 sqft (0.29 acres) |
| Garage Type | Built-in |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 070395 |
|---|---|
| Street Address | 40660 KLEAR CT |
| City | LEONARDTOWN |
| State | MD |
| Zip | 20650-3785 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RL |
| Legal Description | LOT 75 PHASE 5 VILLAGES AT LEONARDTOWN |
| Legal Subdivision | VILLAGES LEONARDTOWNPH 04-6 |
| Legal Phase | 5 |
| Legal Lot Number | 75 |
| Jurisdiction | ST MARY'S MD |
| Township / Civil Division | 3, LEONARDTOWN |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 875502 |
Source: St. Mary's County records · APN 03-070395
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 40660 KLEAR CT, LEONARDTOWN, MD 20650-3785 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 29, 2020 | Special Warranty Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP |
| May 24, 2017 | Deed of Trust, Mortgage · VA Mortgage NAVY FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 29, 2020 · Amount on Record |
| Deed Sale | Apr 29, 2020 · Amount on Record |
| Prior Sale | Dec 23, 2004 · Amount on Record |
| Deed Book / Page | 5325 / 365 |
| Record Updated | Sep 20, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Recording Date | Apr 29, 2020 |
| Property Address | 40660 KLEAR CT, LEONARDTOWN, MD 20650-3785 |
| Document Number | 0053250365 |
| Book / Page | 5325 / 365 |
| Map Reference | MB 55 PL 44 |
| Instrument Date | Apr 15, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | CAPITOL TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,575.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 40660 KLEAR CT, LEONARDTOWN, MD 20650-3785 |
| Document Number | 5325376 |
|---|---|
| Date | Apr 29, 2020 |
| Instrument | 5325/376 |
| Name | WATERSTONE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Property Address | 40660 KLEAR CT, LEONARDTOWN, MD 20650-3785 |
| Document Number | 0046700408 |
| Book / Page | 004670 / 000408 |
| Instrument Date | May 24, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 40660 KLEAR CT LEONARDTOWN MD 206503785, LEONARDTOWN, MD 20650-3785 |
| Document Number | 0046700408 |
|---|---|
| Date | Jun 21, 2017 |
| Book Page | 004670/000408 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 20, 2032 |
Source: St. Mary's County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | St. Mary's County |
| Unified School District | St. Marys County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $464,133 (+18.02%) | $503,600 (+13.32%) Land $107,500 Building $396,100 | |
| 2025 | $4,859.00 (+18.54%) | ||
| 2023 | $4,099.00 | $393,267 | $444,400 Land $107,500 Building $336,900 |
Source: FEMA National Flood Hazard Layer as of May 14, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cogeco Cable Holdings II Cable | 1,000 / 50 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 29 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | VILLAGES AT LEONARDTOWN serves 239 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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