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40649 Klear Ct, Leonardtown, MD 20650 Property Records

St. Mary's County property record for 40649 Klear Ct, Leonardtown, MD 20650 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 3,178 sqft · built 2004
Lot Size0.432 acres (18,825 sqft)
Owner2 Trust Names on File
Last Sale$425,766 (Sep 2004)
Tax Bill$105 (2025)
Deeds & MortgagesNov 2022 Mortgage
Nov 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN03-070433

Property Details

APN / Parcel Number

Primary APN03-070433
Alternative APN
  • 070433

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,178 sqft Total Area

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area18,825 sqft (0.432 acres)
Garage TypeMixed
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area108 sqft
Deck Area204 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number070433
Street Address40649 KLEAR CT
CityLEONARDTOWN
StateMD
Zip20650-3785
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 79 PHASE 5 VILLAGES AT LEONARDTOWN
Legal SubdivisionVILLAGES AT LEONARDTOWN
Legal Phase5
Legal Lot Number79
JurisdictionST MARY'S MD
Township / Civil Division3, LEONARDTOWN
Census Block Group2
Census Block2012
Census Tract875502

Owner

Source: St. Mary's County records · APN 03-070433

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Trust Names on File
Mailing Address40649 KLEAR CT, LEONARDTOWN, MD 20650-3785
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Nov 21, 2022Deed of Trust, Mortgage · VA Mortgage
NATIONSTAR MORTGAGE LLC
Nov 21, 2019Deed of Trust, Mortgage · VA Mortgage
USAA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 03, 2004 · Amount on Record
Deed SaleSep 03, 2004 · Amount on Record
Deed Document Number2004647
Deed Book / Page2355 / 7
Record UpdatedSep 20, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST MARY'S MD
Property Address40649 KLEAR CT, LEONARDTOWN, MD 20650-3785
Transaction TypeMortgage
Record UpdatedDec 15, 2022
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0062600004
DateNov 21, 2022
Book Page6260/4
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2052

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST MARY'S MD
Property Address40649 KLEAR CT, LEONARDTOWN, MD 20650-3785
Document Number0052670498
Instrument DateNov 21, 2019
Transaction TypeMortgage
Record UpdatedFeb 25, 2020
Title CompanyFIRST AMERICAN TITLE IN

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address40649 KLEAR CT LEONARDTOWN MD 206503785, LEONARDTOWN, MD 20650-3785

Mortgage

Document Number0052670498
DateFeb 10, 2020
Book Page005267/000498
Lender
NameUSAA
AddressSAN ANTONIO, TX 78288-0544
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 09, 2050

Tax Assessment & Valuation

Source: St. Mary's County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountySt. Mary's County
Unified School DistrictSt. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$453,100 (+13.72%)$494,300 (+14.29%) Land $111,200 Building $383,100
2025$105.00 (-97.42%) Homeowner's exemption
2023$4,063.00 Homeowner's exemption$398,433$432,500 Land $111,200 Building $321,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Mary's County (24037C), updated May 14, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240378755022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies5 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 41% of Maryland
Wildfire LikelihoodAbout 1 in 3,226 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 60 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cogeco Cable Holdings IICable1,000 / 50
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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