Black Hawk County property record for 4066 North Ave, Waterloo, IA 50702
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 920 sqft · built 1948 |
| Lot Size | 0.434 acres (18,900 sqft) |
| Owner | Individual Name on File |
| Last Sale | $88,000 (Sep 2021) |
| Tax Bill | $2,300 (2025) |
| Deeds & Mortgages | Sep 2010 Mortgage Oct 2025 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 8812-17-301-004 |
| Primary APN | 8812-17-301-004 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 920 sqft Living Area |
| 1st Floor Area | 920 sqft |
| Basement Area | 690 sqft |
| Unfinished Basement | 690 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 18,900 sqft (0.434 acres) |
| Lot Dimensions | 189 ft deep x 100 ft wide |
| Garage Type | Detached |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Street Address | 4066 NORTH AVE |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50702-4900 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PROSPECT ACRES E 100 FT N 189 FT LOT 2 BLK 1 |
| Legal Range | 12W |
| Legal Township | 88N |
| Legal Section | 17 |
| Legal Subdivision | PROSPECT ACRES |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 2901 |
4066 North Ave is owned and occupied by an individual who bought it in September 2021.
Source: Black Hawk County records, as of September 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4066 NORTH AVE, WATERLOO, IA 50702-4900 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 1, 2010 | Deed of Trust, Mortgage · Conventional Mortgage MIDWESTONE BANK |
| Oct 31, 2025 | Deed of Trust, Mortgage · Line of Credit VERIDIAN CU |
| Sep 21, 2020 | Warranty Deed, Transfer · Conventional Mortgage VERIDIAN CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 21, 2021 · Amount on File |
| Deed Sale | Sep 21, 2021 · Amount on File |
| Prior Sale | Sep 21, 2020 · Amount on File |
| Deed Document Number | 20216101 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 4066 NORTH AVE, WATERLOO, IA 50702-4900 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | BLACK HAWK COUNTY ABSTRACT AND T, BLACK HAWK COUNTY ABSTRACT & |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 2011004176 |
|---|---|
| Date | Sep 1, 2010 |
| Instrument | 2011004176 |
| Name | MIDWESTONE BANK |
|---|---|
| Type | Bank |
| Address | IOWA CITY, IA 52244 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 4066 NORTH AVE, WATERLOO, IA 50702-4900 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4066 NORTH AVE, WATERLOO, IA 50702-4900 |
| Document Number | 0202516043 |
|---|---|
| Date | Oct 31, 2025 |
| Instrument | 2025-16043 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Address | PO BOX 6000, WATERLOO, IA 50704 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 61 Months |
| Due | Nov 15, 2030 |
| Change Frequency | Monthly |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Sep 21, 2020 |
| Property Address | 4066 NORTH AVE, WATERLOO, IA 50702-4900 |
| Document Number | 202100006101 |
| Instrument Date | Sep 15, 2020 |
| Instrument | 202100006101 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2022 |
| Title Company | TITLE SERVICES CORPORATION |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $140.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4066 NORTH AVE, WATERLOO, IA 50702-4900 |
| Document Number | 202100006102 |
|---|---|
| Date | Sep 21, 2020 |
| Instrument | 202100006102 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
The 2025 property tax bill for 4066 North Ave was $2,300 with a homeowner's exemption, down 0.3% from the year before.
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,300.00 (-0.35%) Homeowner's exemption | $123,550 Land $24,530 Building $99,020 | $123,550 Land $24,530 Building $99,020 |
| 2024 | $2,308.00 | ||
| 2023 | $116,660 (+10.69%) Land $24,530 Building $92,130 | $116,660 Land $24,530 Building $92,130 | |
| 2022 | $2,314.00 | $105,390 Land $24,530 Building $80,860 | |
| 2021 | $105,390 Land $24,530 Building $80,860 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4066 North Ave in Zone X, an area of minimal flood risk, though there have been 118 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 49 policies |
| Nearby Flood Policies | 49 in force |
| Nearby Flood Claims | 118 (1978–2016) |
| Claims Outside the SFHA | 11 of 118 |
| Most Recent Claim | Sep 2016 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4066 North Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 91% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Waterloo Fiber Fiber | 10,000 / 10,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
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