San Diego County property record for 40653 Via de la Roca, Fallbrook, CA 92028
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,214 sqft · built 1991 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $6,561 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Oct 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 102-104-12-00 |
| Primary APN | 102-104-12-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Building Area | 2,214 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Lot Area | 87,120 sqft |
| View / Lot | Good |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Old Parcel Number | 1021038700 |
|---|---|
| Street Address | 40653 VIA DE LA ROCA |
| City | FALLBROOK |
| State | CA |
| Zip | 92028-9732 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A70 |
| Legal Description | PAR 2 TR PM11416 |
| Legal Subdivision | SAN DIEGO BEACH CLUB |
| Legal Tract | 11416 |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | FALLBROOK |
| Census Block Group | 1 |
| Census Block | 1061 |
| Census Tract | 19001 |
Source: San Diego County records · APN 102-104-12-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 40653 VIA DE LA ROCA, FALLBROOK, CA 92028-9732 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Dec 17, 2020 | Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Oct 02, 2019 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS |
| May 02, 2017 | Quit Claim Deed, Transfer · VA Mortgage PLANET HM LNDG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 02, 2017 |
| Deed Sale | May 02, 2017 |
| Prior Sale | Dec 15, 2003 · Amount on Record |
| Deed Document Number | 2017195723 |
| Prior Transfer Date | Apr 21, 2017 |
| Prior Transfer Doc | 0000195723 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 40653 VIA DE LA ROCA, FALLBROOK, CA 92028-9732 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 40653 VIA DE LA ROCA, FALLBROOK, CA 92028-9732 |
| Document Number | 0000810717 |
|---|---|
| Date | Dec 17, 2020 |
| Instrument | 2020-0810717 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 40653 VIA DE LA ROCA, FALLBROOK, CA 92028-9732 |
| Document Number | 0000446133 |
| Instrument Date | Oct 02, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2019 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 40653 VIA DE LA ROCA FALLBROOK CA 920289732, FALLBROOK, CA 92028-9732 |
| Document Number | 0000446133 |
|---|---|
| Date | Oct 07, 2019 |
| Instrument | 446133 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 06, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 02, 2017 |
| Property Address | 40653 VIA DE LA ROCA, FALLBROOK, CA 92028-9732 |
| Document Number | 0000195723 |
| Instrument Date | Apr 21, 2017 |
| Instrument | 195723 |
| Transaction Type | Transfer |
| Record Updated | May 08, 2017 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 40653 VIA DE LA ROCA FALLBROOK CA 920289732, FALLBROOK, CA 92028-9732 |
| Document Number | 195724 |
|---|---|
| Date | May 02, 2017 |
| Instrument | 195724 |
| Name | PLANET HM LNDG |
|---|---|
| Address | MERIDEN, CT 06450 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2047 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Elementary School District | Fallbrook Union Elementary School District (KG - 08) |
| Secondary School District | Fallbrook Union High School District (09 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $797,589 (+2%) Land $362,539 Building $435,050 | |
| 2025 | $6,561.00 (+3.99%) | $781,951 (+4.04%) Land $355,431 Building $426,520 |
| 2023 | $6,309.00 (-20.52%) Homeowner's exemption | $751,588 Land $341,630 Building $409,958 |
| 2022 | $7,938.00 |
Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Very High above 93% of the US · above 78% of California |
|---|---|
| Wildfire Likelihood | 2% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| San Diego Broadband Fixed Wireless | 500 / 100 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Southern California Telephone Company, Verizon.
Based on FCC filings for 52 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | FALLBROOK PUD serves 35,237 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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