40651 Carmel Mountain Dr, Indio, CA 92203 Property Records

Riverside County property record for 40651 Carmel Mountain Dr, Indio, CA 92203

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 2,763 sqft · built 2004
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Company Names on Record
Last Sale	$540,000 (Oct 2021)
Tax Bill	$10,139 (2025)
Deeds & Mortgages	Nov 2023 Transfer Oct 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`692-300-069`

Property Details

APN / Parcel Number

Primary APN	`692-300-069`
Alternative APN	`679550069`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,763 sqft Living Area
Gross Area	3,665 sqft
1st Floor Area	2,763 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2005
Construction Type	Wood
Roof Material	Tile
Lot Area	11,326 sqft (0.26 acres)
Garage Type	Attached
Garage Area	671 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	40651 CARMEL MOUNTAIN DR
City	INDIO
State	CA
Zip	92203-3514
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.26 ACRES IN LOT 69 MB 360/029 TR 31026
Legal Subdivision	TRACT 31026
Legal Tract	31026
Legal Lot Number	69
Jurisdiction	RIVERSIDE CA
Township / Civil Division	COACHELLA VALLEY
Census Block Group	1
Census Block	1017
Census Tract	45306

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	49835 MERIDIAN WAY, PALM DESERT, CA 92211-2213
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2023	Intrafamily Transfer, Transfer
Oct 27, 2021	Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 14, 2020	Grant Deed, Transfer · Conventional Mortgage CANOPY MORTGAGE LLC
Dec 21, 2017	Affidavit of Death, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2021 · Amount on Record
Deed Sale	Oct 27, 2021 · Amount on Record
Prior Sale	Sep 14, 2020 · Amount on Record
Deed Document Number	2021637056
Last Transfer Date	Oct 31, 2023
Transfer Doc	0000336128
Record Updated	Sep 20, 2026

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Nov 7, 2023
Property Address	40651 CARMEL MOUNTAIN DR, INDIO, CA 92203-3514
Document Number	0000336128
Map Reference	MB 360 PG 29-34
Instrument Date	Oct 31, 2023
Instrument	2023-0336128
Transaction Type	Transfer
Record Updated	Nov 21, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	49835 MERIDIAN WAY, PALM DESERT, CA 92211-2213

October 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Oct 27, 2021
Property Address	40651 CARMEL MOUNTAIN DR, INDIO, CA 92203-3514
Document Number	0000637056
Map Reference	MB 360 PG 29-34
Instrument Date	Sep 30, 2021
Instrument	2021-0637056
Transaction Type	Transfer
Record Updated	Nov 9, 2021
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 13272, PALM DESERT, CA 92255-3272

Mortgage

Document Number	0000637057
Date	Oct 27, 2021
Instrument	2021-0637057

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Sep 14, 2020
Property Address	40651 CARMEL MOUNTAIN DR, INDIO, CA 92203-3514
Document Number	0000432420
Map Reference	MB 360 PG 29-34
Instrument Date	Aug 10, 2020
Instrument	2020-0432420
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5046 S CENTENNIAL CIR, ONTARIO, CA 91762-7207

Mortgage

Document Number	0000432421
Date	Sep 14, 2020
Instrument	2020-0432421

Lender

Name	CANOPY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

December 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	RIVERSIDE CA
Recording Date	Dec 21, 2017
Property Address	40651 CARMEL MOUNTAIN DR, INDIO, CA 92203-3514
Document Number	0000535199
Instrument Date	Dec 21, 2017
Instrument	535199
Transaction Type	Transfer
Record Updated	Jan 3, 2018

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40651 CARMEL MOUNTAIN DR INDIO CA 922033514, INDIO, CA 92203-3514

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Indio City
Unified School District	Desert Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$584,512 (+2%) Land $27,060 Building $557,452
2025	$10,139.00 (+5.71%)	$573,052 (+4.04%) Land $26,530 Building $546,522
2023	$9,591.00 (+3.83%)	$550,800 Land $25,500 Building $525,300
2022	$9,237.00
2021			$474,210

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COACHELLA VWD: COVE COMMUNITY serves 270,000 people · EPA ID CA3310001
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 596 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Nearby Properties on Carmel Mountain Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures