Riverside County property record for 40915 Carmel Mountain Dr, Indio, CA 92203
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.75 ba · 1,719 sqft · built 2004 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $330,000 (May 2020) |
| Tax Bill | $7,433 (2025) |
| Deeds & Mortgages | Aug 2017 Mortgage May 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 692-300-065 |
| Primary APN | 692-300-065 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,719 sqft Living Area |
| Gross Area | 2,279 sqft |
| 1st Floor Area | 1,719 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2005 |
| Construction Type | Wood |
| Roof Material | Tile |
| Lot Area | 8,276 sqft (0.19 acres) |
| Garage Type | Attached |
| Garage Area | 411 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 40915 CARMEL MOUNTAIN DR |
|---|---|
| City | INDIO |
| State | CA |
| Zip | 92203-3515 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .19 ACRES IN LOT 65 MB 360/029 TR 31026 |
| Legal Tract | 31026 |
| Legal Lot Number | 65 |
| Jurisdiction | RIVERSIDE CA |
| Township / Civil Division | COACHELLA VALLEY |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 45306 |
40915 Carmel Mountain Dr is owned and occupied by two individuals who bought it in May 2020.
Source: Riverside County records, as of July 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 40915 CARMEL MOUNTAIN DR, INDIO, CA 92203-3515 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 30, 2017 | Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC |
| May 20, 2020 | Grant Deed, Transfer · VA Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 20, 2020 · Amount on File |
| Deed Sale | May 20, 2020 · Amount on File |
| Prior Sale | Dec 8, 2011 · Amount on File |
| Deed Document Number | 2020215877 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Property Address | 40915 CARMEL MOUNTAIN DR, INDIO, CA 92203-3515 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | PACIFIC COAST TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000359164 |
|---|---|
| Date | Aug 30, 2017 |
| Instrument | 2017-0359164 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Funding / Finance Company |
| Address | TUSTIN, CA 92780 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2047 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Recording Date | May 20, 2020 |
| Property Address | 40915 CARMEL MOUNTAIN DR, INDIO, CA 92203-3515 |
| Document Number | 0000215877 |
| Instrument Date | Apr 10, 2020 |
| Instrument | 215877 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2020 |
| Title Company | ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $363.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 40915 CARMEL MOUNTAIN DR INDIO CA 922033515, INDIO, CA 92203-3515 |
| Document Number | 215878 |
|---|---|
| Date | May 20, 2020 |
| Instrument | 215878 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 19, 2050 |
The 2025 property tax bill for 40915 Carmel Mountain Dr was $7,433.
Source: Riverside County assessment roll, as of July 29, 2026
| Type | Name |
|---|---|
| State | California |
| County | Riverside County |
| Municipality | Indio City |
| Unified School District | Desert Sands Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $368,114 (+2%) Land $83,661 Building $284,453 | ||
| 2025 | $7,433.00 | $360,897 Land $82,021 Building $278,876 | |
| 2023 | $7,039.00 (+2.03%) | $346,885 Land $78,837 Building $268,048 | |
| 2022 | $6,899.00 | ||
| 2021 | $324,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 40915 Carmel Mountain Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 40915 Carmel Mountain Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COACHELLA VWD: COVE COMMUNITY serves 270,000 people · EPA ID CA3310001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2022 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 596 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
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