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4065 Willis Way, Milton, FL 32583 Property Records

Santa Rosa County property record for 4065 Willis Way, Milton, FL 32583

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,165 sqft · built 2005
Lot Size0.55 acres (23,958 sqft)
OwnerIndividual Name on File
Last Sale$216,900 (Nov 2018)
Tax Bill$1,918 (2024)
Deeds & MortgagesAug 2021 Mortgage
Mar 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN22-1N-28-0000-03872-0000

Property Details

APN / Parcel Number

Primary APN22-1N-28-0000-03872-0000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,165 sqft Heated Area
Gross Area2,957 sqft
1st Floor Area2,585 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Exterior MaterialBrick
Construction TypeWood
Foundation TypeMasonry
Roof MaterialShingle
Lot Area23,958 sqft (0.55 acres)
Lot Dimensions1,750 ft deep x 1,370 ft wide
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area372 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number221N280000038720000
Street Address4065 WILLIS WAY
CityMILTON
StateFL
Zip32583-5024
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionCOM SE CORN OF NE4 OF NW4 OF SECTION 22 TOWNSHIP 1 NORTH RANGE 28 WEST THN N89*46'34W ON S QTR LN 477.31 FT THN N0* 25'36E
Legal Range28W
Legal Township01N
Legal Section22
Legal SubdivisionWEST
Legal BlockA
Legal Lot Number25
JurisdictionSANTA ROSA FL
Township / Civil DivisionBAGDAD
Census Block Group2
Census Block2010
Census Tract10709

Owner

4065 Willis Way is owned and occupied by an individual who bought it in November 2018.

Source: Santa Rosa County records, as of October 27, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address4065 WILLIS WAY, MILTON, FL 32583-5024
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 26, 2021Deed of Trust, Mortgage · FHA Mortgage
LAKEVIEW LOAN SERVICING LLC
Mar 17, 2021Deed of Trust, Mortgage · FHA Mortgage
LAKEVIEW LOAN SERVICING LLC
Nov 28, 2018Warranty Deed, Transfer · FHA Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 28, 2018 · Amount on File
Deed SaleNov 28, 2018 · Amount on File
Prior SaleMay 3, 2005 · Amount on File
Deed Document Number0037851548
Deed Book / Page3785 / 1548
Record UpdatedJun 8, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address4065 WILLIS WAY, MILTON, FL 32583-5024
Transaction TypeMortgage
Record UpdatedSep 15, 2021
Title CompanySOURCEPOINT

Transferred To (Grantee/Buyer)

NameVerified Name
Address4065 WILLIS WAY, MILTON, FL 32583-5024

Mortgage

Document Number0041681264
DateAug 26, 2021
Book Page4168/1264
Instrument202157366
Lender
NameLAKEVIEW LOAN SERVICING LLC
TypeMortgage Company
AddressMIAMI, FL 33146
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2051

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address4065 WILLIS WAY, MILTON, FL 32583-5024
Transaction TypeMortgage
Record UpdatedApr 29, 2021
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address4065 WILLIS WAY, MILTON, FL 32583-5024

Mortgage

Document Number0040881086
DateMar 17, 2021
Book Page4088/1086
Instrument202117595
Lender
NameLAKEVIEW LOAN SERVICING LLC
TypeMortgage Company
AddressMIAMI, FL 33146
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term354 Months
DueSep 1, 2050

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateNov 28, 2018
Property Address4065 WILLIS WAY, MILTON, FL 32583-5024
Document Number0037851548
Book / Page3785 / 1548
Instrument DateNov 2, 2018
Instrument201850500
Transaction TypeTransfer
Record UpdatedDec 14, 2021
Title CompanySURETY LAND TITLE OF FLORIDA

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,518.30
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4170 SERENCA WAY, 4170, GULF BREEZE, FL 32563-8120

Transferred To (Grantee/Buyer)

NameVerified Name
Address4065 WILLIS WAY, MILTON, FL 32583-5024

Mortgage

Document Number0201850501
DateNov 28, 2018
Instrument201850501
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2048

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$1,918.00 (+2.57%) Homeowner's exemption$188,103 (+3%)$238,231 (+0.72%) Land $16,000 Building $222,231
2023$1,870.00 (+2.35%) Homeowner's exemption$182,624 (+3%)$236,529 (+2.43%) Land $16,000 Building $220,529
2022$1,827.00 Homeowner's exemption$177,305$230,928 Land $12,000 Building $218,928

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4065 Willis Way in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 56 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies56 in force
Nearby Flood Claims6 (2017–2023)
Claims Outside the SFHA4 of 6
Most Recent ClaimFeb 2023 · other causes
Claims by Event
  • Hurricane Sally, Sep 2020 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4065 Willis Way is moderate, ranking above 68% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 68% of the US · above 47% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBAGDAD-GARCON POINT WATER SYSTEM
public/private · serves 10,896 people · EPA ID FL1570042
Water SourceGroundwater
Last State InspectionNov 2025
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

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