Santa Rosa County property record for 4057 Willis Way, Milton, FL 32583
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,165 sqft · built 2004 |
| Lot Size | 0.64 acres (27,878 sqft) |
| Owner | Individual Name on File |
| Last Sale | $174,000 (Jul 2015) |
| Tax Bill | $2,449 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Jan 2023 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-1N-28-0000-03844-0000 |
| Primary APN | 22-1N-28-0000-03844-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,165 sqft Living Area |
| Gross Area | 2,957 sqft |
| 1st Floor Area | 2,165 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Masonry |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 27,878 sqft (0.64 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 372 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4057 WILLIS WAY |
|---|---|
| City | MILTON |
| State | FL |
| Zip | 32583-5024 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | COM SE CORN NE4 NW4 THN N89*46 34W 132.31 FT TO POB & CONT 187.25 FT THN N0*3036E 6.95 FT THN N89*3757W 20 FT THN N0*2536E 175.02 FT TO WILLIS WAY THN S89*3757E ON R/W 26. 10 FT TO CURV (R=84.83 CHB=N 64*3435E) GO ON CURV 76.37 FT THN S27*4931E 242.3 |
| Legal Range | 28W |
| Legal Township | 1N |
| Legal Section | 22 |
| Legal Subdivision | SOUTHWOODS UNREC |
| Legal Block | A |
| Legal Lot Number | 26 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | BAGDAD |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 10709 |
4057 Willis Way is owned and occupied by an individual who bought it in July 2015.
Source: Santa Rosa County records, as of July 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4057 WILLIS WAY, MILTON, FL 32583-5024 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 29, 2026 | Deed of Trust, Mortgage · FHA Mortgage NATIONS LENDING CORPORATION |
| Jan 12, 2023 | Deed of Trust, Mortgage · Line of Credit WHITNEY BANK |
| Jan 29, 2021 | Deed of Trust, Mortgage · FHA Mortgage NATIONS LENDING CORP |
| Nov 15, 2017 | Deed of Trust, Mortgage · FHA Mortgage NATIONS LNDG |
| Feb 6, 2017 | Deed of Trust, Mortgage · FHA Mortgage NATIONS LNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 31, 2015 · Amount on File |
| Deed Sale | Jul 31, 2015 · Amount on File |
| Prior Sale | Aug 30, 2004 · Amount on File |
| Deed Document Number | 201528376 |
| Deed Book / Page | 3449 / 666 |
| Prior Transfer Date | Dec 6, 2010 |
| Prior Transfer Doc | 0030390022 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | May 29, 2026 |
| Property Address | 4057 WILLIS WAY, MILTON, FL 32583-5024 |
| Document Number | 0000026939 |
| Book / Page | 4749 / 605 |
| Instrument Date | May 20, 2026 |
| Instrument | 202626939 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 4057 WILLIS WAY, MILTON, FL 32583-5024 |
| Document Number | 0000026939, |
|---|---|
| Date | May 29, 2026 |
| Book Page | 4749/605 |
| Instrument | 202626939 |
| Name | NATIONS LENDING CORPORATION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 4057 WILLIS WAY, MILTON, FL 32583-5024 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2023 |
| Title Company | EMERALD COAST TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 4057 WILLIS WAY, MILTON, FL 32583-5024 |
| Document Number | 0043590247 |
|---|---|
| Date | Jan 12, 2023 |
| Book Page | 4359/247 |
| Instrument | 202301527 |
| Name | WHITNEY BANK |
|---|---|
| Type | Bank |
| Address | GULFPORT, MS 39501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 4057 WILLIS WAY, MILTON, FL 32583-5024 |
| Transaction Type | Mortgage |
| Record Updated | Apr 20, 2021 |
| Name | Verified Name |
|---|---|
| Address | 4057 WILLIS WAY, MILTON, FL 32583-5024 |
| Document Number | 0040631228 |
|---|---|
| Date | Jan 29, 2021 |
| Book Page | 4063/1228 |
| Instrument | 202105922 |
| Name | NATIONS LENDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | INDEPENDENCE, OH 44131 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 277 Months |
| Due | Feb 1, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 4057 WILLIS WAY, MILTON, FL 32583-5024 |
| Document Number | 0036801186 |
| Book / Page | 003680 / 001186 |
| Instrument Date | Nov 15, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4057 WILLIS WAY MILTON FL 325835024, MILTON, FL 32583-5024 |
| Document Number | 0036801186 |
|---|---|
| Date | Nov 21, 2017 |
| Book Page | 003680/001186 |
| Instrument | 48393 |
| Name | NATIONS LNDG |
|---|---|
| Address | INDEPENDENCE, OH 44131 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Nov 20, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 4057 WILLIS WAY, MILTON, FL 32583-5024 |
| Document Number | 0035980068 |
| Instrument Date | Feb 6, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2018 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURANCE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4057 WILLIS WAY MILTON FL 325835024, MILTON, FL 32583-5024 |
| Document Number | 0035980068 |
|---|---|
| Date | Feb 10, 2017 |
| Book Page | 003598/000068 |
| Instrument | 5438 |
| Name | NATIONS LNDG |
|---|---|
| Address | INDEPENDENCE, OH 44131 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 336 Months |
| Due | Feb 9, 2045 |
The 2025 property tax bill for 4057 Willis Way was $2,449 with a homeowner's exemption, up 4.3% from the year before.
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,449.00 (+4.26%) Homeowner's exemption | $229,391 (+1.52%) Land $16,800 Building $212,591 | $229,391 (+1.52%) Land $16,800 Building $212,591 |
| 2024 | $2,349.00 (-0.13%) Homeowner's exemption | $225,960 (+0.74%) Land $16,800 Building $209,160 | $225,960 (+0.74%) Land $16,800 Building $209,160 |
| 2023 | $2,352.00 (-11.25%) | $224,293 (+1.67%) Land $16,800 Building $207,493 | $224,293 (+1.67%) Land $16,800 Building $207,493 |
| 2022 | $2,650.00 | $220,614 | $220,614 Land $12,600 Building $208,014 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4057 Willis Way in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 56 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 56 in force |
| Nearby Flood Claims | 6 (2017–2023) |
| Claims Outside the SFHA | 4 of 6 |
| Most Recent Claim | Feb 2023 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4057 Willis Way is moderate, ranking above 68% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 68% of the US · above 47% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BAGDAD-GARCON POINT WATER SYSTEM public/private · serves 10,896 people · EPA ID FL1570042 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures