40643 Baccarat Rd, Temecula, CA 92591 Property Records

Riverside County property record for 40643 Baccarat Rd, Temecula, CA 92591

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,062 sqft · built 1999
Lot Size	0.589 acres (25,700 sqft)
Owner	Trust Name on Record
Last Sale	$699,000 (Jan 2017)
Tax Bill	$7,672 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Dec 2017 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`919-501-010`

Property Details

APN / Parcel Number

Primary APN	`919-501-010`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,062 sqft Living Area
Gross Area	3,923 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2000
Construction Type	Wood
Roof Material	Tile
Lot Area	25,700 sqft (0.589 acres)
Garage Type	Attached
Garage Area	861 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	919501010
Street Address	40643 BACCARAT RD
City	TEMECULA
State	CA
Zip	92591-1792
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 10 MB 233/036 TR 21818
Legal Subdivision	21818
Legal Tract	21818
Legal Lot Number	10
Jurisdiction	RIVERSIDE CA
Township / Civil Division	MURRIETA
Census Block Group	1
Census Block	1004
Census Tract	43218

Owner

Source: Riverside County records, as of October 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	40643 BACCARAT RD, TEMECULA, CA 92591-1792
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 1, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 6, 2017	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 6, 2017 · Amount on Record
Deed Sale	Jan 6, 2017 · Amount on Record
Prior Sale	Jan 6, 2017 · Amount on Record
Deed Document Number	0000008269
Last Transfer Date	Dec 1, 2017
Transfer Doc	0000505381
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	40643 BACCARAT RD, TEMECULA, CA 92591-1792
Transaction Type	Mortgage
Record Updated	Feb 2, 2022
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40643 BACCARAT RD, TEMECULA, CA 92591-1792

Mortgage

Document Number	0000035081
Date	Jan 21, 2022
Instrument	2022-0035081

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Feb 1, 2032
Change Frequency	Monthly
Min Rate At Change	2.75%
Max Rate At Change	7.75%
Index	Other
Max Rate	7.75%

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Dec 1, 2017
Property Address	40643 BACCARAT RD, TEMECULA, CA 92591-1792
Document Number	0000505381
Instrument Date	Nov 7, 2017
Instrument	505381
Transaction Type	Transfer
Record Updated	Dec 12, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	40643 BACCARAT RD TEMECULA CA 925911792, TEMECULA, CA 92591-1792

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jan 6, 2017
Property Address	40643 BACCARAT RD, TEMECULA, CA 92591-1792
Document Number	0000008269
Map Reference	MP233 PG36-42
Instrument Date	Nov 4, 2016
Instrument	2017-0008269
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	USA NATIONAL TITLE CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	40643 BACCARAT RD, TEMECULA, CA 92591-1792

Mortgage

Document Number	0000008270
Date	Jan 6, 2017
Instrument	2017-0008270

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Temecula City
Unified School District	Temecula Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,672.00 (-16.31%) Disabled Person's exemption Veteran's exemption	$811,243 (+4.04%) Land $232,114 Building $579,129
2023	$9,167.00 (+2.21%) Homeowner's exemption	$779,743 Land $223,101 Building $556,642
2022	$8,969.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RANCHO CALIFORNIA WATER DISTRICT serves 146,147 people · EPA ID CA3310038
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Accel Wireless.

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