40640 Baccarat Rd, Temecula, CA 92591 Property Records

Riverside County property record for 40640 Baccarat Rd, Temecula, CA 92591

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,100 sqft · built 1999
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Company Names on File
Last Sale	$1,200,000 (May 2026)
Tax Bill	$11,430 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit May 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`919-501-008`

Property Details

APN / Parcel Number

Primary APN	`919-501-008`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,100 sqft Living Area
Gross Area	3,913 sqft
1st Floor Area	3,100 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2000
Construction Type	Wood
Roof Material	Tile
Lot Area	21,780 sqft (0.5 acres)
Garage Type	Attached
Garage Area	723 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	40640 BACCARAT RD
City	TEMECULA
State	CA
Zip	92591-1792
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 8 MB 233/036 TR 21818
Legal Subdivision	TRACT NO 21818
Legal Tract	21818
Legal Lot Number	8
Jurisdiction	RIVERSIDE CA
Township / Civil Division	MURRIETA
Census Block Group	1
Census Block	1004
Census Tract	43218

Owner

Source: Riverside County assessment roll, as of August 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	40640 BACCARAT RD, TEMECULA, CA 92591-1792
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2024	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
May 20, 2026	Grant Deed, Transfer · Conventional Mortgage MCJAB INC
Feb 23, 2023	Intrafamily Transfer, Transfer
Mar 12, 2021	Grant Deed, Transfer · Conventional Mortgage ECOM MORTGAGE INC
Feb 11, 2021	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 20, 2026 · Amount on Record
Deed Sale	May 20, 2026 · Amount on Record
Prior Sale	Mar 12, 2021 · Amount on Record
Deed Document Number	2026154496
Prior Transfer Date	May 12, 2020
Prior Transfer Doc	0000092583
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	40640 BACCARAT RD, TEMECULA, CA 92591-1792
Transaction Type	Mortgage
Record Updated	Jun 3, 2026
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40640 BACCARAT RD, TEMECULA, CA 92591-1792

Mortgage

Document Number	0000100085
Date	Apr 5, 2024
Instrument	2024-0100085

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	FORT WORTH, TX 76155

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Mar 28, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	May 20, 2026
Property Address	40640 BACCARAT RD, TEMECULA, CA 92591-1792
Document Number	0000154496
Instrument Date	May 14, 2026
Instrument	2026154496
Transaction Type	Transfer
Record Updated	Jun 1, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$133,320.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	40640 BACCARAT RD, TEMECULA, CA 92591-1792

Mortgage

Document Number	0000154497,
Date	May 20, 2026
Instrument	2026154497

Lender

Name	MCJAB INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Feb 23, 2023
Property Address	40640 BACCARAT RD, TEMECULA, CA 92591-1792
Document Number	0000052549
Map Reference	MB 233 PG 36-42
Instrument Date	Feb 21, 2023
Instrument	2023-0052549
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	40640 BACCARAT RD, TEMECULA, CA 92591-1792

March 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Mar 12, 2021
Property Address	40640 BACCARAT RD, TEMECULA, CA 92591-1792
Document Number	0000160528
Map Reference	MB 233 PG 36-42
Instrument Date	Feb 5, 2021
Instrument	2021-0160528
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	40640 BACCARAT RD, TEMECULA, CA 92591-1792

Mortgage

Document Number	0000160529
Date	Mar 12, 2021
Instrument	2021-0160529

Lender

Name	ECOM MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Feb 11, 2021
Property Address	40640 BACCARAT RD, TEMECULA, CA 92591-1792
Document Number	0000092583
Map Reference	MB 233 PG 36-42
Instrument Date	May 12, 2020
Instrument	2021-0092583
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40640 BACCARAT RD, TEMECULA, CA 92591-1792

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of August 6, 2025

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Temecula City
Unified School District	Temecula Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,430.00 (+2.51%) Homeowner's exemption	$1,001,247 (+4.04%) Land $259,782 Building $741,465
2023	$11,150.00 (+2.17%) Homeowner's exemption	$962,370 Land $249,696 Building $712,674
2022	$10,913.00
2021			$821,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RANCHO CALIFORNIA WATER DISTRICT serves 146,147 people · EPA ID CA3310038
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: MJM Telecom.

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