40641 Bear Creek St, Indio, CA 92203 Property Records

Riverside County property record for 40641 Bear Creek St, Indio, CA 92203

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,107 sqft · built 2004
Lot Size	0.209 acres (9,147 sqft)
Owner	Individual Name on Record
Last Sale	$390,000 (Aug 2019)
Tax Bill	$6,021 (2025)
Deeds & Mortgages	May 2020 Mortgage Aug 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`692-300-005`

Property Details

APN / Parcel Number

Primary APN	`692-300-005`
Alternative APN	`679550005`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,107 sqft Living Area
Gross Area	2,506 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2005
Construction Type	Wood
Roof Material	Tile
Lot Area	9,147 sqft (0.209 acres)
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	692300005
Old Parcel Number	679550005
Street Address	40641 BEAR CREEK ST
City	INDIO
State	CA
Zip	92203-3511
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.21 ACRES IN LOT 5 MB 360/029 TR 31026
Legal Tract	31026
Legal Lot Number	5
Jurisdiction	RIVERSIDE CA
Township / Civil Division	COACHELLA VALLEY
Census Block Group	1
Census Block	1006
Census Tract	45306

Owner

Source: Riverside County records, as of October 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	40641 BEAR CREEK ST, INDIO, CA 92203-3511
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Aug 19, 2019	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 18, 2018	Quit Claim Deed, Transfer LAWYERS TITLE
Sep 18, 2018	Grant Deed, Transfer · Conventional Mortgage WINTRUST MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2019 · Amount on Record
Deed Sale	Aug 19, 2019 · Amount on Record
Prior Sale	Sep 18, 2018 · Amount on Record
Deed Document Number	2019-0317793
Record Updated	Jun 8, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	40641 BEAR CREEK ST, INDIO, CA 92203-3511
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATL TTL INLAND EMP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000195020
Date	May 6, 2020
Instrument	2020-0195020

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Aug 19, 2019
Property Address	40641 BEAR CREEK ST, INDIO, CA 92203-3511
Document Number	0000317793
Map Reference	MB 360 PG 29-34
Instrument Date	Jul 26, 2019
Instrument	2019-0317793
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	CHICAGO TITLE COMPANY IE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	40641 BEAR CREEK ST, INDIO, CA 92203-3511

Mortgage

Document Number	0000317794
Date	Aug 19, 2019
Instrument	2019-0317794

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Sep 18, 2018
Property Address	40641 BEAR CREEK ST, INDIO, CA 92203-3511
Document Number	0000373240
Instrument Date	Sep 13, 2018
Instrument	373240
Transaction Type	Transfer
Record Updated	Sep 27, 2018
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	40641 BEAR CREEK ST INDIO CA 922033511, INDIO, CA 92203-3511

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Sep 18, 2018
Property Address	40641 BEAR CREEK ST, INDIO, CA 92203-3511
Document Number	0000373241
Map Reference	MB 360 PG 29-34
Instrument Date	Aug 28, 2018
Instrument	2018-0373241
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40641 BEAR CREEK ST, INDIO, CA 92203-3511

Mortgage

Document Number	0000373242
Date	Sep 18, 2018
Instrument	2018-0373242

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Indio City
Unified School District	Desert Sands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,021.00 (-21.71%) Homeowner's exemption	$426,519 (+4.04%) Land $27,340 Building $399,179
2023	$7,691.00 (+3.71%) Homeowner's exemption	$409,958 Land $26,279 Building $383,679
2022	$7,416.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COACHELLA VWD: COVE COMMUNITY serves 270,000 people · EPA ID CA3310001
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 596 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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