40559 Bear Creek St, Indio, CA 92203 Property Records

Riverside County property record for 40559 Bear Creek St, Indio, CA 92203

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,107 sqft · built 2004
Lot Size0.22 acres (9,583 sqft)
Owner2 Individual Names on File
Last Sale$505,000 (Nov 2023)
Tax Bill$9,521 (2025)
Deeds & MortgagesNov 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN692-300-008

Property Details

APN / Parcel Number

Primary APN692-300-008
Alternative APN
  • 679550008

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths2 Half Baths
Stories1 Story
Building Area2,107 sqft Living Area
Gross Area2,598 sqft
1st Floor Area2,107 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2005
Construction TypeWood
Roof MaterialTile
Lot Area9,583 sqft (0.22 acres)
Garage TypeAttached
Garage Area399 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Street Address40559 BEAR CREEK ST
CityINDIO
StateCA
Zip92203-3511
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description.22 ACRES IN LOT 8 MB 360/029 TR 31026
Legal SubdivisionTRACT 31026
Legal Tract31026
Legal Lot Number8
JurisdictionRIVERSIDE CA
Township / Civil DivisionCOACHELLA VALLEY
Census Block Group1
Census Block1006
Census Tract45306

Owner

40559 Bear Creek St is owned and occupied by two individuals who bought it in November 2023.

Source: Riverside County records, as of July 29, 2026

Owner of Record2 Individual Names on File
Mailing Address40559 BEAR CREEK ST, INDIO, CA 92203-3511
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 13, 2023 · Amount on File
Deed SaleNov 13, 2023 · Amount on File
Prior SaleMay 22, 2009 · Amount on File
Deed Document Number2023340783
Record UpdatedOct 29, 2026

November 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionRIVERSIDE CA
Recording DateNov 13, 2023
Property Address40559 BEAR CREEK ST, INDIO, CA 92203-3511
Document Number0000340783
Map ReferenceMB 360 PG 29-34
Instrument DateOct 3, 2023
Instrument2023-0340783
Transaction TypeTransfer
Record UpdatedNov 23, 2023
Title CompanyORABGE COAST TITLE, ORANGE COAST TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address78775 BAYBERRY LN, LA QUINTA, CA 92253-4132

Mortgage

Document Number0000340784
DateNov 13, 2023
Instrument2023-0340784
Lender
NameOCMBC INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 40559 Bear Creek St was $9,521.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyRiverside County
MunicipalityIndio City
Unified School DistrictDesert Sands Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$525,401 (+2%) Land $131,350 Building $394,051
2025$9,521.00$515,100 Land $128,775 Building $386,325
2023$5,229.00 (+1.18%)$210,398 Land $42,073 Building $168,325
2022$5,168.00
2021$386,550

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 40559 Bear Creek St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 40559 Bear Creek St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOACHELLA VWD: COVE COMMUNITY
serves 270,000 people · EPA ID CA3310001
Water SourceGroundwater
Last State InspectionDec 2022
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 596 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000

May also be available: Verizon.

Nearby Properties on Bear Creek St

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