Warren County property record for 4063 Union Rd, Middletown, OH 45005
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 3,676 sqft · built 1982 |
| Lot Size | 1.67 acres (73,137 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $168,000 (Mar 1994) |
| Tax Bill | $6,757 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-04-476-003-0 |
| Primary APN | 07-04-476-003-0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,676 sqft Living Area |
| Gross Area | 4,563 sqft |
| 1st Floor Area | 3,676 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Exterior Material | Brick/Stone |
| Construction Type | Brick |
| Foundation Type | Concrete |
| Lot Area | 73,137 sqft (1.67 acres) |
| Garage Type | Attached |
| Garage Area | 608 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Porch Area | 423 sqft |
| Deck Area | 393 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 1417924 |
|---|---|
| Street Address | 4063 UNION RD |
| City | MIDDLETOWN |
| State | OH |
| Zip | 45005-5222 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | UNION |
| Legal Range | 4 |
| Legal Township | 2 |
| Legal Section | 4 |
| Legal Subdivision | UNION |
| Legal Block | 924 |
| Jurisdiction | WARREN OH |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 30700 |
Source: Warren County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4063 UNION RD, MIDDLETOWN, OH 45005-5222 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 30, 2026 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| Aug 24, 2021 | Deed of Trust, Mortgage RIVER VALLEY CU INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 15, 1994 · Amount on Record |
| Deed Sale | Mar 15, 1994 · Amount on Record |
| Prior Sale | Mar 15, 1994 · Amount on Record |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Recording Date | Sep 30, 2026 |
| Property Address | 4063 UNION RD, MIDDLETOWN, OH 45005-5222 |
| Document Number | 0000027774 |
| Instrument Date | Sep 16, 2026 |
| Instrument | 202627774 |
| Transaction Type | Mortgage |
| Record Updated | Oct 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 4063 UNION RD, MIDDLETOWN, OH 45005-5222 |
| Document Number | 0000027774, |
|---|---|
| Date | Sep 30, 2026 |
| Instrument | 202627774 |
| Name | UNION SAVINGS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.5% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN OH |
| Property Address | 4063 UNION RD, MIDDLETOWN, OH 45005-5222 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000038552 |
|---|---|
| Date | Aug 24, 2021 |
| Instrument | 2021-038552 |
| Name | RIVER VALLEY CU INC |
|---|---|
| Type | Credit Union |
| Address | MIAMISBURG, OH 45342 |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Sep 1, 2051 |
Source: Warren County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Warren County |
| County Subdivision | Franklin Township |
| Unified School District | Franklin City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,757.00 (+5.86%) | $155,660 (+19.01%) Land $23,530 Building $132,130 | $444,720 (+19%) Land $67,220 Building $377,500 |
| 2023 | $6,383.00 (+2.39%) Homeowner's exemption | $130,799 (-) Land $13,685 Building $117,114 | |
| 2022 | $6,234.00 Homeowner's exemption | $130,799 Land $13,685 Building $117,114 | $373,710 (-) Land $39,100 Building $334,610 |
| 2021 | $373,710 Land $39,100 Building $334,610 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: Verizon.
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