4021 Union Rd, Middletown (Franklin), OH 45005 Property Records

Warren County property record for 4021 Union Rd, Middletown, OH 45005

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,056 sqft · built 1953
Lot Size	0.688 acres (29,969 sqft)
Owner	Individual Name on Record
Last Sale	$210,000 (Apr 2025)
Tax Bill	$2,005 (2025)
Deeds & Mortgages	Jun 2026 Mortgage May 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-04-476-006-0`

Property Details

APN / Parcel Number

Primary APN	`07-04-476-006-0`
Alternative APNs	`0704476006` `704476006` `1410555`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,056 sqft Living Area
1st Floor Area	1,056 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1965
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Lot Area	29,969 sqft (0.688 acres)
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	1410555
Street Address	4021 UNION RD
City	MIDDLETOWN
State	OH
Zip	45005-5222
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	UNION
Legal Range	4
Legal Township	2
Legal Section	4
Legal Subdivision	UNION
Legal Block	555
Jurisdiction	WARREN OH
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1006
Census Tract	30700

Owner

Source: Warren County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4021 UNION RD, MIDDLETOWN, OH 45005-5222
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2026	Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCIAL CORPORATION
May 22, 2023	Affidavit of Death of Joint Tenant, Transfer
Aug 5, 2020	Deed of Trust, Mortgage · VA Mortgage NEWREZ LLC
Jun 26, 2017	Deed of Trust, Mortgage · VA Mortgage NEW PENN FIN'L LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 2, 2025 · Amount on Record
Deed Sale	Apr 2, 2025 · Amount on Record
Prior Sale	Jun 8, 1992 · Amount on Record
Deed Document Number	20257243
Prior Transfer Date	Feb 15, 1991
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Recording Date	Jun 5, 2026
Property Address	4021 UNION RD, MIDDLETOWN, OH 45005-5222
Document Number	0000015440
Instrument Date	May 29, 2026
Instrument	202615440
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST PRIORITY TITLE COMPANY, FIRST INTEGRITY TITLE COMPAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4021 UNION RD, MIDDLETOWN, OH 45005-5222

Mortgage

Document Number	0000015440,
Date	Jun 5, 2026
Instrument	202615440

Lender

Name	AMERICAN FINANCIAL CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	313 Months
Due	Jul 1, 2052

Interest

Rate	6.3%
Max Rate	-1%

May 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	WARREN OH
Recording Date	May 22, 2023
Property Address	4021 UNION RD, MIDDLETOWN, OH 45005-5222
Document Number	0000009936
Instrument Date	May 15, 2023
Instrument	2023-009936
Transaction Type	Transfer
Record Updated	May 14, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4021 UNION RD, MIDDLETOWN, OH 45005-5222

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	4021 UNION RD, MIDDLETOWN, OH 45005-5222
Document Number	0000030058
Instrument Date	Aug 5, 2020
Transaction Type	Mortgage
Record Updated	Sep 3, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4021 UNION RD MIDDLETOWN OH 450055222, MIDDLETOWN, OH 45005-5222

Mortgage

Document Number	0000030058
Date	Aug 11, 2020
Instrument	30058

Lender

Name	NEWREZ LLC
Address	FORT WASHINGTON, PA 19034

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Aug 10, 2047

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	4021 UNION RD, MIDDLETOWN, OH 45005-5222
Document Number	0000020321
Instrument Date	Jun 26, 2017
Transaction Type	Mortgage
Record Updated	Oct 27, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4021 UNION RD MIDDLETOWN OH 450055222, MIDDLETOWN, OH 45005-5222

Mortgage

Document Number	0000020321
Date	Jul 5, 2017
Instrument	20321

Lender

Name	NEW PENN FIN'L LLC
Type	Funding / Finance Company
Address	PLYMOUTH MEETING, PA 19462

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 4, 2047

Tax Assessment & Valuation

Source: Warren County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Warren County
County Subdivision	Franklin Township
Unified School District	Franklin City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,005.00 (+15.83%)	$56,020 (+27.29%) Land $17,350 Building $38,670	$160,050 (+27.29%) Land $49,570 Building $110,480
2023	$1,731.00 (+3.1%) Homeowner's exemption	$44,009 (-) Land $9,699 Building $34,310
2022	$1,679.00 Homeowner's exemption	$44,009 Land $9,699 Building $34,311	$125,740 (-) Land $27,710 Building $98,030
2021			$125,740 Land $27,710 Building $98,030

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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