Loudoun County property record for 40616 Opal Ct, Leesburg, VA 20175
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 5,469 sqft · built 2001 |
| Lot Size | 3 acres (130,680 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $715,000 (Oct 2018) |
| Tax Bill | $11,284 (2026) |
| Deeds & Mortgages | Nov 2025 Transfer Apr 2024 Line of Credit + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 274-45-1130-000 |
| Primary APN | 274-45-1130-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 18 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 5,469 sqft Living Area |
| 1st Floor Area | 1,412 sqft |
| Basement Area | 1,526 sqft |
| Finished Basement | 1,526 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Colonial |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 130,680 sqft |
| Garage Type | Built-in |
| Garage Area | 651 sqft |
| Porch | Porch |
| Porch Area | 65 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 40616 OPAL CT |
|---|---|
| City | LEESBURG |
| State | VA |
| Zip | 20175-9060 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR1 |
| Legal Description | EMERALD PARK ESTATES L.28 201107280045325 PC E-439-3 |
| Legal Subdivision | EMERALD PARK ESTATE |
| Legal Block | 2 |
| Legal Lot Number | 28 |
| Jurisdiction | LOUDOUN VA |
| Township / Civil Division | CATOCTIN |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 610602 |
Source: Loudoun County records, as of September 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 40616 OPAL CT, LEESBURG, VA 20175-9060 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Nov 18, 2025 | Gift Deed, Transfer |
| Apr 3, 2024 | Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF PENNSYLVANIA |
| Aug 30, 2021 | Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF PENNSYLVANIA |
| Sep 25, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE X HM LNS INC |
| Jan 23, 2020 | Deed of Trust, Mortgage · Line of Credit FIRST NAT'L BK/PA |
| Aug 27, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NAT'L BK/PA |
| Oct 5, 2018 | Warranty Deed, Transfer · Conventional Mortgage VALLEY NAT'L BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 5, 2018 · Amount on Record |
| Deed Sale | Oct 5, 2018 · Amount on Record |
| Prior Sale | Jul 28, 2011 · Amount on Record |
| Deed Document Number | 201858326 |
| Last Transfer Date | Nov 10, 2025 |
| Transfer Doc | 0000056483 |
| Record Updated | Oct 29, 2026 |
| Document Type | Gift Deed |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Recording Date | Nov 18, 2025 |
| Property Address | 40616 OPAL CT, LEESBURG, VA 20175-9060 |
| Document Number | 0000056483 |
| Map Reference | MB 1712 PG 1705 |
| Instrument Date | Nov 10, 2025 |
| Instrument | 20251118-0056483 |
| Transaction Type | Transfer |
| Record Updated | Dec 4, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 40616 OPAL CT, LEESBURG, VA 20175-9060 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 40616 OPAL CT, LEESBURG, VA 20175-9060 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000012835 |
|---|---|
| Date | Apr 3, 2024 |
| Instrument | 202404030012835 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 244 Months |
| Due | Aug 9, 2044 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 40616 OPAL CT, LEESBURG, VA 20175-9060 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000091446 |
|---|---|
| Date | Aug 30, 2021 |
| Instrument | 202108300091446 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 40616 OPAL CT, LEESBURG, VA 20175-9060 |
| Document Number | 20201001090730 |
| Instrument Date | Sep 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 40616 OPAL CT LEESBURG VA 201759060, LEESBURG, VA 20175-9060 |
| Document Number | 20201001090730 |
|---|---|
| Date | Oct 1, 2020 |
| Instrument | 90730 |
| Name | MORTGAGE X HM LNS INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 30, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 40616 OPAL CT, LEESBURG, VA 20175-9060 |
| Document Number | 20200210008812 |
| Instrument Date | Jan 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 40616 OPAL CT LEESBURG VA 201759060, LEESBURG, VA 20175-9060 |
| Document Number | 20200210008812 |
|---|---|
| Date | Feb 10, 2020 |
| Instrument | 8812 |
| Name | FIRST NAT'L BK/PA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 264 Months |
| Due | Feb 9, 2042 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 40616 OPAL CT, LEESBURG, VA 20175-9060 |
| Document Number | 20190903051807 |
| Instrument Date | Aug 27, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 17, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 40616 OPAL CT LEESBURG VA 201759060, LEESBURG, VA 20175-9060 |
| Document Number | 20190903051807 |
|---|---|
| Date | Sep 3, 2019 |
| Instrument | 51807 |
| Name | FIRST NAT'L BK/PA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 2, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Recording Date | Oct 5, 2018 |
| Property Address | 40616 OPAL CT, LEESBURG, VA 20175-9060 |
| Document Number | 20181005058326 |
| Instrument Date | Oct 1, 2018 |
| Instrument | 58326 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $715.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 40618 OPAL CT LEESBURG VA 20175, LEESBURG, VA 20175 |
| Document Number | 20181005058327 |
|---|---|
| Date | Oct 5, 2018 |
| Instrument | 58327 |
| Name | VALLEY NAT'L BK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Loudoun County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Loudoun County |
| Unified School District | Loudoun County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $11,284.00 (+3.7%) | $1,401,810 (+3.71%) Land $405,000 Building $996,810 | $1,401,810 (+3.71%) Land $405,000 Building $996,810 |
| 2025 | $10,881.00 (+2.21%) | $1,351,690 (+11.09%) Land $405,000 Building $946,690 | $1,351,690 (+11.09%) Land $405,000 Building $946,690 |
| 2023 | $10,646.00 | $1,216,760 Land $295,000 Building $921,760 | $1,216,760 Land $295,000 Building $921,760 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
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