Loudoun County property record for 40584 Opal Ct, Leesburg, VA 20175
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 5,622 sqft · built 2002 |
| Lot Size | 3.15 acres (137,214 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $840,000 (May 2020) |
| Tax Bill | $10,953 (2026) |
| Deeds & Mortgages | Feb 2021 Refinance May 2020 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 313-30-6995-000 |
| Primary APN | 313-30-6995-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 17 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 5,622 sqft Living Area |
| 1st Floor Area | 1,476 sqft |
| Basement Area | 1,653 sqft |
| Finished Basement | 1,653 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Colonial |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 137,214 sqft |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 36 sqft |
| Deck Area | Deck Area |
| Patio Area | 375 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 40584 OPAL CT |
|---|---|
| City | LEESBURG |
| State | VA |
| Zip | 20175-9059 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR1 |
| Legal Description | EMERALD PARK ESTATES L.30 2228--1598 PC E-439-3 |
| Legal Subdivision | EMERALD PARK ESTATE |
| Legal Block | 2 |
| Legal Lot Number | 30 |
| Jurisdiction | LOUDOUN VA |
| Township / Civil Division | CATOCTIN |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 610602 |
Source: Loudoun County records, as of September 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 40584 OPAL CT, LEESBURG, VA 20175-9059 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 23, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORPORATION |
| May 15, 2020 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CTR |
| Dec 6, 2019 | Deed of Trust, Mortgage · Conventional Mortgage WYNDHAM CAP MTG |
| Mar 14, 2018 | Warranty Deed, Transfer · Conventional Mortgage FIRST SVGS MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 15, 2020 · Amount on Record |
| Deed Sale | May 15, 2020 · Amount on Record |
| Prior Sale | Mar 14, 2018 · Amount on Record |
| Deed Document Number | 202035197 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 40584 OPAL CT, LEESBURG, VA 20175-9059 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0000021826 |
|---|---|
| Date | Feb 23, 2021 |
| Instrument | 202102230021826 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Recording Date | May 15, 2020 |
| Property Address | 40584 OPAL CT, LEESBURG, VA 20175-9059 |
| Document Number | 20200515035197 |
| Instrument Date | May 11, 2020 |
| Instrument | 35197 |
| Transaction Type | Transfer |
| Record Updated | May 26, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $840.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 40584 OPAL CT LEESBURG VA 201759059, LEESBURG, VA 20175-9059 |
| Document Number | 20200515035198 |
|---|---|
| Date | May 15, 2020 |
| Instrument | 35198 |
| Name | MORTGAGE RESEARCH CTR |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 14, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 40584 OPAL CT, LEESBURG, VA 20175-9059 |
| Document Number | 20191211077201 |
| Instrument Date | Dec 6, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 40584 OPAL CT LEESBURG VA 201759059, LEESBURG, VA 20175-9059 |
| Document Number | 20191211077201 |
|---|---|
| Date | Dec 11, 2019 |
| Instrument | 77201 |
| Name | WYNDHAM CAP MTG |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 10, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Recording Date | Mar 14, 2018 |
| Property Address | 40584 OPAL CT, LEESBURG, VA 20175-9059 |
| Document Number | 20180314014131 |
| Instrument Date | Mar 13, 2018 |
| Instrument | 14131 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $799.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 40584 OPAL CT LEESBURG VA 201759059, LEESBURG, VA 20175-9059 |
| Document Number | 20180314014132 |
|---|---|
| Date | Mar 14, 2018 |
| Instrument | 14132 |
| Name | FIRST SVGS MTG |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Loudoun County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Loudoun County |
| Unified School District | Loudoun County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,953.00 (+5.17%) | $1,360,630 (+14.31%) Land $407,100 Building $953,530 | $1,360,630 (+14.31%) Land $407,100 Building $953,530 |
| 2023 | $10,415.00 | $1,190,350 Land $296,900 Building $893,450 | $1,190,350 Land $296,900 Building $893,450 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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