4061 Pepper Tree Ln, San Jose, CA 95127 Property Records

Santa Clara County property record for 4061 Pepper Tree Ln, San Jose, CA 95127

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,450 sqft · built 1948
Lot Size	0.227 acres (9,877 sqft)
Owner	Individual Name on File
Last Sale	$777,000 (Jun 2017)
Tax Bill	$14,099 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit Oct 2021 Mortgage + 4 more
Flood Zone	Zone D (undetermined)
APN	`599-21-058`

Property Details

APN / Parcel Number

Primary APN	`599-21-058`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,450 sqft Living Area
Gross Area	1,054 sqft
1st Floor Area	1,054 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	9,877 sqft (0.227 acres)
Lot Dimensions	119 ft deep x 83 ft wide
Porch	None

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	4061 PEPPER TREE LN
City	SAN JOSE
State	CA
Zip	95127-1238
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-6
Legal Description	TRACT 564 BOOK 20 PAGE 38 PAGE 39 LOT 6
Legal Subdivision	THOMAS GION #564
Legal Tract	564
Legal Lot Number	6
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	1
Census Block	1028
Census Tract	504201

Owner

4061 Pepper Tree Ln is owned and occupied by an individual who bought it in June 2017.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	Individual Name on File
Mailing Address	4061 PEPPER TREE LN, SAN JOSE, CA 95127-1238
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Oct 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Feb 28, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Apr 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jun 9, 2017	Grant Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 2017 · Amount on File
Deed Sale	Jun 9, 2017 · Amount on File
Deed Document Number	201723670858
Prior Transfer Date	May 22, 2012
Prior Transfer Doc	0021684020
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	4061 PEPPER TREE LN, SAN JOSE, CA 95127-1238
Transaction Type	Mortgage
Record Updated	Apr 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4061 PEPPER TREE LN, SAN JOSE, CA 95127-1238

Mortgage

Document Number	0025454213
Date	Mar 27, 2023
Instrument	25454213

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	FORT WORTH, TX 76155

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	4061 PEPPER TREE LN, SAN JOSE, CA 95127-1238
Transaction Type	Mortgage
Record Updated	Nov 9, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4061 PEPPER TREE LN, SAN JOSE, CA 95127-1238

Mortgage

Document Number	0025148460
Date	Oct 29, 2021
Instrument	25148460

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	4061 PEPPER TREE LN, SAN JOSE, CA 95127-1238
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4061 PEPPER TREE LN, SAN JOSE, CA 95127-1238

Mortgage

Document Number	0024687275
Date	Nov 4, 2020
Instrument	24687275

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	4061 PEPPER TREE LN, SAN JOSE, CA 95127-1238
Document Number	0024420875
Instrument Date	Feb 28, 2020
Transaction Type	Mortgage
Record Updated	Mar 19, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4061 PEPPER TREE LN SAN JOSE CA 951271238, SAN JOSE, CA 95127-1238

Mortgage

Document Number	0024420875
Date	Mar 4, 2020
Instrument	24420875

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 3, 2050

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	4061 PEPPER TREE LN, SAN JOSE, CA 95127-1238
Document Number	0024161423
Instrument Date	Apr 16, 2019
Transaction Type	Mortgage
Record Updated	May 3, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4061 PEPPER TREE LN SAN JOSE CA 951271238, SAN JOSE, CA 95127-1238

Mortgage

Document Number	0024161423
Date	Apr 22, 2019
Instrument	24161423

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 21, 2049

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jun 9, 2017
Property Address	4061 PEPPER TREE LN, SAN JOSE, CA 95127-1238
Document Number	0023670858
Instrument Date	Jun 5, 2017
Instrument	23670858
Transaction Type	Transfer
Record Updated	Jun 26, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$854.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4061 PEPPER TREE LN SAN JOSE CA 951271238, SAN JOSE, CA 95127-1238

Mortgage

Document Number	23670859
Date	Jun 9, 2017
Instrument	23670859

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 8, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.97%

Tax Assessment & Valuation

The 2025 property tax bill for 4061 Pepper Tree Ln was $14,099 with a homeowner's exemption.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Elementary School District	Alum Rock Union Elementary School District (KG - 08)
Secondary School District	East Side Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$999,914 (+2%) Land $733,952 Building $265,962
2025	$14,099.00 Homeowner's exemption	$980,309 Land $719,561 Building $260,748
2023	$12,145.00 (+2.54%) Homeowner's exemption	$866,754 Land $691,620 Building $175,134
2022	$11,844.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4061 Pepper Tree Ln in Zone D, where flood risk has not been studied, though there have been 2 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1983–1986)
Most Recent Claim	Feb 1986 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4061 Pepper Tree Ln is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Sail Internet Fixed Wireless · DSL in parts of the area	1,000 / 200
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60

May also be available: GeoLinks, Sonic Telecom, T-Mobile.

Nearby Properties on Pepper Tree Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures