Santa Clara County property record for 4048 Pepper Tree Ln, San Jose, CA 95127
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,319 sqft · built 1949 |
| Lot Size | 0.184 acres (8,004 sqft) |
| Owner | Individual Name on File |
| Last Sale | $975,000 (Nov 2022) |
| Tax Bill | $14,141 (2025) |
| Deeds & Mortgages | Nov 2022 Sale & Mortgage |
| Flood Zone | Zone D (undetermined) |
| APN | 599-18-013 |
| Primary APN | 599-18-013 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,319 sqft Living Area |
| 1st Floor Area | 1,319 sqft |
| Utility Room | Utility Room |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 8,004 sqft (0.184 acres) |
| Lot Dimensions | 116 ft deep x 69 ft wide |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | None |
| Heating System | HVAC |
|---|
| Street Address | 4048 PEPPER TREE LN |
|---|---|
| City | SAN JOSE |
| State | CA |
| Zip | 95127-1237 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1-6 |
| Legal Description | TRACT 564 BOOK 20 PAGE 38 PAGE 39 LOT 22 |
| Legal Tract | 564 |
| Legal Lot Number | 22 |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | SAN JOSE |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 504201 |
4048 Pepper Tree Ln is owned and occupied by an individual who bought it in November 2022.
Source: Santa Clara County records, as of July 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4048 PEPPER TREE LN, SAN JOSE, CA 95127-1237 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 16, 2022 · Amount on File |
| Deed Sale | Nov 16, 2022 · Amount on File |
| Deed Document Number | 202225400765 |
| Prior Transfer Date | Aug 18, 1994 |
| Prior Transfer Doc | 0012675318 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Nov 16, 2022 |
| Property Address | 4048 PEPPER TREE LN, SAN JOSE, CA 95127-1237 |
| Document Number | 0025400765 |
| Map Reference | MB 20 PG 38&39 |
| Instrument Date | Oct 24, 2022 |
| Instrument | 25400765 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2022 |
| Title Company | ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TTL CO OF NOCAL |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4048 PEPPER TREE LN, SAN JOSE, CA 95127-1237 |
| Investor | Possibly a Property Investor |
| Document Number | 0025400766 |
|---|---|
| Date | Nov 16, 2022 |
| Instrument | 25400766 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2052 |
The 2025 property tax bill for 4048 Pepper Tree Ln was $14,141.
Source: Santa Clara County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Elementary School District | Alum Rock Union Elementary School District (KG - 08) |
| Secondary School District | East Side Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,034,677 (+2%) Land $955,087 Building $79,590 | |
| 2025 | $14,141.00 | $1,014,390 Land $936,360 Building $78,030 |
| 2023 | $13,615.00 (+185.79%) | $975,000 Land $900,000 Building $75,000 |
| 2022 | $4,764.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 4048 Pepper Tree Ln in Zone D, where flood risk has not been studied, though there have been 2 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1983–1986) |
| Most Recent Claim | Feb 1986 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4048 Pepper Tree Ln is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jun 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Sail Internet Fixed Wireless · DSL in parts of the area | 1,000 / 200 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| Ridge Wireless Fixed Wireless | 100 / 60 |
May also be available: GeoLinks, Sonic Telecom, T-Mobile.
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