Calvert County property record for 4020 Loving Dr, Dunkirk, MD 20754 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 3 Baths |
| Year Built | Built 1974 |
| Square Footage | 2,398 sqft Total Area |
| Lot Size | 73,181 sqft (1.68 acres) |
| Garage | Mixed, 1,136 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $180,000 (1998) |
| Tax Bill | $6,092.00 (2025) |
| Primary APN | 03-164004 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Building Area | 2,398 sqft Total Area |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Exterior Material | Brick Exterior |
| Construction Type | Frame Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 73,181 sqft (1.68 acres) |
| Parking Spaces | 4 Parking Spaces |
| Garage Type | Mixed Garage |
| Garage Area | 1,136 sqft Garage |
| Pool Area | 480 sqft Pool |
| Deck Area | 128 sqft Deck |
| Porch Area | 240 sqft Porch |
| Heating System | Baseboard Heating |
|---|---|
| Sewage | Sewage Connected |
| Account Number | 164004 |
|---|---|
| Street Address | 4020 LOVING DR |
| City | DUNKIRK |
| State | MD |
| Zip | 20754-3039 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LT 2R PLAT 2 LOVING FARM |
| Legal Subdivision | LOVING FARMS 02 |
| Legal Lot Number | 2R |
| Jurisdiction | CALVERT MD |
| Minor Civil Division | 3, SUNDERLAND |
| Census Blockgroup | 3 |
| Census Block | 3011 |
| Census Tract | 860103 |
Source: Calvert County records · APN 03-164004
Assessment roll updated July 28, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4020 LOVING DR, DUNKIRK, MD 20754-3039 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK OF WEST VIRGINIA INC |
| Dec 15, 2021 | Deed of Trust, Mortgage · Veterans Administration Mortgage PENTAGON FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 15, 1998 · Amount on Record |
| Deed Sale | Dec 15, 1998 · Amount on Record |
| Deed Doc Number | 1998991223 |
| Deed Book / Page | 1121 / 45 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 4020 LOVING DR, DUNKIRK, MD 20754-3039 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | LAKESIDE TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0056430026 |
|---|---|
| Date | Jul 15, 2020 |
| Book Page | 5643/26 |
| Name | CITIZENS BANK OF WEST VIRGINIA INC |
|---|---|
| Type | Bank |
| Address | ELKINS, WV 26241 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 01, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 4020 LOVING DR, DUNKIRK, MD 20754-3039 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0061710035 |
|---|---|
| Date | Dec 15, 2021 |
| Book Page | 6171/35 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Address | MC LEAN, VA 22102 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2052 |
Source: Calvert County records · Assessment roll updated July 28, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $554,367 (+13.62%) | $575,100 (+5.72%) Land $176,800 Building $398,300 | |
| 2025 | $6,092.00 (+20.18%) | ||
| 2023 | $5,069.00 Homeowner's exemption | $487,933 | $544,000 Land $176,800 Building $367,200 |
Source: FEMA National Flood Hazard Layer, Calvert County (24009C), updated April 18, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 3,333 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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