4060 E Peggy St, Hernando, FL 34442 Property Records

Citrus County property record for 4060 E Peggy St, Hernando, FL 34442 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	2 Baths
Year Built	Built 1985
Square Footage	912 sqft Living Area
Lot Size	18,392 sqft (0.422 acres)
Occupancy	Owner Occupied
Last Sale	$26,300 (2005)
Tax Bill	$503.00 (2024)

Owner

Source: Citrus County records · APN 19E-17S-36-0010-00210-0100

Assessment roll updated December 3, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4060 E PEGGY ST, HERNANDO, FL 34442-2576
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 23, 2005 · Amount on Record
Deed Sale	Nov 23, 2005 · Amount on Record
Prior Sale	Sep 01, 2002 · Amount on Record
Deed Doc Number	2005104074
Deed Book / Page	1941 / 1403
Prior Transfer Date	Nov 12, 2005
Prior Transfer Doc	0019411403
Record Refreshed	Jun 08, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	4060 E PEGGY ST, HERNANDO, FL 34442-2576
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	COMPASS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4060 E PEGGY ST, HERNANDO, FL 34442-2576

Mortgage

Document Number	0033242029
Date	Oct 03, 2022
Book Page	3324/2029
Instrument	2022068441

Lender

Name	SUNCOAST CU
Type	Credit Union
Address	TAMPA, FL 33610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Oct 01, 2029
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	9.5%
Index	Other
Max Rate	9.5%

Tax Assessment & Valuation

Source: Citrus County records · Assessment roll updated December 3, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$570.00 (+13.32%) Homeowner's exemption	$49,253 (-58.05%)	$125,346 (+6.75%) Land $15,600 Building $109,746
2024	$503.00 (+3.5%) Homeowner's exemption Additional exemption filed	$117,418 (+10.98%) Land $12,360 Building $105,058	$117,418 (+10.98%) Land $12,360 Building $105,058
2023	$486.00 (+6.81%) Homeowner's exemption Additional exemption filed	$105,802 (+18.71%) Land $12,360 Building $93,442	$105,802 (+18.71%) Land $12,360 Building $93,442
2022	$455.00 Homeowner's exemption Additional exemption filed	$89,123 Land $7,000 Building $82,123	$89,123 Land $7,000 Building $82,123

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Moderate above 69% of the US · above 50% of Florida
Wildfire Likelihood	About 1 in 366 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`19E-17S-36-0010-00210-0100`
Alternative APNs	`3617S19E0010002100100` `1581711`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	912 sqft Living Area
Gross Area	1,152 sqft Gross Area
1st Floor	912 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Concrete/Cement Flooring

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1985
Exterior Material	Concrete Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Gable Roof Construction
Roof Material	Metal Roof
Lot Area	18,392 sqft (0.422 acres)
Depth X Width	107 ft x 154 ft Depth x Width
Parking Spaces	4 Parking Spaces
Garage Type	Carport Garage
Garage Area	240 sqft Garage
Carport	Carport
Carport Area	240 sqft Carport
Porch Area	250 sqft Porch
Utility Building	240 sqft Utility Building

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	1581711
Street Address	4060 E PEGGY ST
City	HERNANDO
State	FL
Zip	34442-2576
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	RIVER LAKES MANOR UNIT 1 PB 3 PG 96 LOTS 10 & PT OF LOT 11 BLK 21 FURTHER DESC IN OR BK 1532 PGS 1173 & 1175
Legal Range	19E
Legal Township	18S
Legal Section	01
Legal Subdivision	RIVER LAKES MANOR UNIT 1
Legal Block	21
Legal Lot Number	10,11
Legal Unit	1
Jurisdiction	CITRUS FL
Minor Civil Division	INVERNESS
Census Blockgroup	2
Census Block	2016
Census Tract	450105