Citrus County property record for 3988 E Peggy St, Hernando, FL 34442 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2011 |
| Square Footage | 1,272 sqft Living Area |
| Lot Size | 10,892 sqft (0.25 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $225,000 (2023) |
| Tax Bill | $2,460.00 (2024) |
Source: Citrus County records · APN 19E-17S-36-0010-00210-0070
Assessment roll updated December 3, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3988 E PEGGY ST, HERNANDO, FL 34442-2575 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jul 14, 2023 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage GOLD STAR MORTGAGE FINANCIAL GROUP |
| Aug 29, 2022 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Nov 20, 2019 | Quit Claim Deed, Transfer · Conventional Mortgage GROW FINANCIAL FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 14, 2023 · Amount on Record |
| Deed Sale | Jul 14, 2023 · Amount on Record |
| Prior Sale | Nov 20, 2019 · Amount on Record |
| Deed Doc Number | 202341210 |
| Deed Book / Page | 3394 / 2255 |
| Prior Transfer Date | Nov 18, 2019 |
| Prior Transfer Doc | 0030191141 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | Jul 14, 2023 |
| Property Address | 3988 E PEGGY ST, HERNANDO, FL 34442-2575 |
| Document Number | 0033942255 |
| Book / Page | 3394 / 2255 |
| Map Reference | MB 3 PG 96 |
| Instrument Date | Jul 11, 2023 |
| Instrument | 2023041210 |
| Transaction Type | Transfer |
| Record Updated | Aug 03, 2023 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,575.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4624 COUNTRY HILLS DR, TAMPA, FL 33624-1600 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 3988 E PEGGY ST, HERNANDO, FL 34442-2575 |
| Investor | Possibly a Property Investor |
| Document Number | 0033942257 |
|---|---|
| Date | Jul 14, 2023 |
| Instrument | 3394/2257 |
| Name | GOLD STAR MORTGAGE FINANCIAL GROUP |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2053 |
| Document Number | 0033942268 |
|---|---|
| Date | Jul 14, 2023 |
| Book Page | 3394/2268 |
| Instrument | 2023041212 |
| Name | GOLD STAR MORTGAGE FINANCIAL GROUP CORP |
|---|---|
| Type | Mortgage Company |
| Address | ANN ARBOR, MI 48108 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CITRUS FL |
| Property Address | 3988 E PEGGY ST, HERNANDO, FL 34442-2575 |
| Transaction Type | Mortgage |
| Record Updated | Sep 19, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4624 COUNTRY HILLS DR, TAMPA, FL 33624-1600 |
| Document Number | 0033150950 |
|---|---|
| Date | Aug 29, 2022 |
| Book Page | 3315/950 |
| Instrument | 2022060694 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28277 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Sep 19, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CITRUS FL |
| Recording Date | Nov 20, 2019 |
| Property Address | 3988 E PEGGY ST, HERNANDO, FL 34442-2575 |
| Document Number | 0030191141 |
| Book / Page | 3019 / 1141 |
| Map Reference | MB 3 PG 96-101 |
| Instrument Date | Nov 18, 2019 |
| Instrument | 2019060791 |
| Transaction Type | Transfer |
| Record Updated | May 02, 2022 |
| Title Company | TIER 1 TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $280.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3988 E PEGGY ST, HERNANDO, FL 34442-2575 |
| Document Number | 0030191143 |
|---|---|
| Date | Nov 20, 2019 |
| Instrument | 3019/1143 |
| Name | GROW FINANCIAL FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 01, 2034 |
Source: Citrus County records · Assessment roll updated December 3, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Citrus County |
| Unified School District | Citrus County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,584.00 (+5.04%) | $201,487 (+2.9%) | $204,469 (+4.42%) Land $4,560 Building $199,909 |
| 2024 | $2,460.00 (-0.4%) Homeowner's exemption Additional exemption filed | $195,809 (+10.06%) Land $4,860 Building $190,949 | $195,809 (+10.06%) Land $4,860 Building $190,949 |
| 2023 | $2,470.00 (+14.56%) | $177,904 (+14.76%) Land $4,860 Building $173,044 | $177,904 (+14.76%) Land $4,860 Building $173,044 |
| 2022 | $2,156.00 | $155,019 Land $3,150 Building $151,869 | $155,019 Land $3,150 Building $151,869 |
Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Moderate above 69% of the US · above 50% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 366 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 19E-17S-36-0010-00210-0070 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,272 sqft Living Area |
| Gross Area | 1,624 sqft Gross Area |
| 1st Floor | 1,272 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Concrete/Cement Flooring |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Combination Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Hip Roof Construction |
| Roof Material | Fiberglass Roof |
| Lot Area | 10,892 sqft (0.25 acres) |
| Depth X Width | 136 ft x 80 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 352 sqft Garage |
| Porch Area | 28 sqft Porch |
| Utility Building | 160 sqft Utility Building |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Heating Fuel | Electric Heating Fuel |
| Account Number | 2018259 |
|---|---|
| Street Address | 3988 E PEGGY ST |
| City | HERNANDO |
| State | FL |
| Zip | 34442-2575 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | RIVER LAKES MANOR UNIT 1 PB 3 PG 96 LOT 7 BLK 21 |
| Legal Range | 19E |
| Legal Township | 18S |
| Legal Section | 01 |
| Legal Subdivision | RIVER LAKES MANOR UNIT 1 |
| Legal Block | 21 |
| Legal Lot Number | 7 |
| Legal Unit | 1 |
| Jurisdiction | CITRUS FL |
| Minor Civil Division | INVERNESS |
| Census Blockgroup | 2 |
| Census Block | 2016 |
| Census Tract | 450105 |
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