406 Walter Ave, Frostproof, FL 33843 Property Records

Polk County property record for 406 Walter Ave, Frostproof, FL 33843

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 885 sqft · built 1962
Lot Size	0.207 acres (8,995 sqft)
Owner	Individual Name on File
Last Sale	$159,900 (Nov 2021)
Tax Bill	$1,049 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Jan 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`28-32-07-985800-006200`

Property Details

APN / Parcel Number

Primary APN	`28-32-07-985800-006200`
Alternative APNs	`073228985800006200` `73228000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	885 sqft Living Area
1st Floor Area	885 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1962
Effective Year Built	Effective 2010
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Other
Lot Area	8,995 sqft (0.207 acres)
Lot Dimensions	120 ft deep x 75 ft wide
View / Lot	Commercial/Industrial
Garage Type	Carport
Garage Area	210 sqft
Carport	Carport
Carport Area	210 sqft
Porch	Enclosed/Unfinished Porch
Porch Area	105 sqft
Shed	1 Shed

Location & Zoning

Street Address	406 WALTER AVE
City	FROSTPROOF
State	FL
Zip	33843-9750
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SUN RAY HOMES PLAT NO 2 PB 44 PG 26 BLK 6 LOT 20
Legal Range	28E
Legal Township	32S
Legal Section	07
Legal Subdivision	SUN RAY HOMES PLAT NO 2
Legal Tract	985800
Legal Block	6
Legal Lot Number	20
Jurisdiction	POLK FL
Township / Civil Division	FROSTPROOF
Census Block Group	2
Census Block	2040
Census Tract	15801

Owner

Source: Polk County records · APN 28-32-07-985800-006200

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	406 WALTER AVE, FROSTPROOF, FL 33843-9750
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Person

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2021	Warranty Deed, Transfer · USDA Mortgage AMERICAN PACIFIC MORTGAGE CORP
Jan 12, 2021	Warranty Deed, Transfer CLEAR TITLE/FL LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 17, 2021 · Amount on Record
Deed Sale	Nov 17, 2021 · Amount on Record
Prior Sale	Jan 12, 2021 · Amount on Record
Deed Document Number	2021301349
Deed Book / Page	11988 / 780
Prior Transfer Date	Jan 15, 2015
Prior Transfer Doc	0000009219
Record Updated	Sep 20, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Nov 17, 2021
Property Address	406 WALTER AVE, FROSTPROOF, FL 33843-9750
Document Number	0000301349
Book / Page	11988 / 780
Map Reference	MB 44 PG 26
Instrument Date	Nov 12, 2021
Instrument	2021301349
Transaction Type	Transfer
Record Updated	Dec 02, 2021
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,119.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10342 SANTIAGO ST, 10342, HOLLYWOOD, FL 33026-4567

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 WALTER AVE, FROSTPROOF, FL 33843-9750

Mortgage

Document Number	0011988782
Date	Nov 17, 2021
Instrument	11988/782

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2051

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jan 12, 2021
Property Address	406 WALTER AVE, FROSTPROOF, FL 33843-9750
Document Number	0115340719
Book / Page	011534 / 000719
Instrument Date	Dec 09, 2020
Instrument	7950
Transaction Type	Transfer
Record Updated	Jan 26, 2021
Title Company	CLEAR TITLE/FL LLC

Transaction

Amount	Amount Recorded
Tax	$403.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 WALTER AVE FROSTPROOF FL 338439750, FROSTPROOF, FL 33843-9750

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,049.00 (-30.67%) Homeowner's exemption	$121,341 (+5.99%)	$133,557 (+3.14%) Land $21,000 Building $112,557
2023	$1,513.00 (+5.22%) Homeowner's exemption	$114,486 (+3%)	$129,485 (+16.49%) Land $13,500 Building $115,985
2022	$1,438.00 Homeowner's exemption	$111,151 Land $7,700 Building $103,451	$111,151 Land $7,700 Building $103,451

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2005)
Most Recent Claim	Oct 2005 · Hurricane Wilma

Wildfire

Wildfire Risk	High above 74% of the US · above 60% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 292 locations within half a mile of this property.

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