Polk County property record for 403 Walter Ave, Frostproof, FL 33843
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,188 sqft · built 1969 |
| Lot Size | 0.207 acres (8,995 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $190,000 (Apr 2024) |
| Tax Bill | $2,158 (2025) |
| Deeds & Mortgages | Apr 2024 Sale & Mortgage Feb 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-32-07-985800-005020 |
| Primary APN | 28-32-07-985800-005020 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,188 sqft Living Area |
| Gross Area | 1,116 sqft |
| 1st Floor Area | 1,116 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 8,995 sqft (0.207 acres) |
| Lot Dimensions | 120 ft deep x 75 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Carport |
| Garage Area | 252 sqft |
| Carport | Carport |
| Carport Area | 252 sqft |
| Pool House | Pool House |
| Porch | Enclosed/Unfinished Porch |
| Porch Area | 234 sqft |
| Street Address | 403 WALTER AVE |
|---|---|
| City | FROSTPROOF |
| State | FL |
| Zip | 33843-9750 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SUN RAY HOMES PLAT NO 2 PB 44 PG 26 BLK 5 LOT 2 |
| Legal Range | 28E |
| Legal Township | 32S |
| Legal Section | 07 |
| Legal Subdivision | SUN RAY HOMES PLAT NO 2 |
| Legal Tract | 985800 |
| Legal Block | 5 |
| Legal Lot Number | 2 |
| Jurisdiction | POLK FL |
| Township / Civil Division | FROSTPROOF |
| Census Block Group | 2 |
| Census Block | 2041 |
| Census Tract | 15801 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 403 WALTER AVE, FROSTPROOF, FL 33843-9750 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 22, 2024 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Feb 27, 2023 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 22, 2024 · Amount on Record |
| Deed Sale | Apr 22, 2024 · Amount on Record |
| Prior Sale | Feb 27, 2023 · Amount on Record |
| Deed Document Number | 202490905 |
| Deed Book / Page | 13085 / 747 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Apr 22, 2024 |
| Property Address | 403 WALTER AVE, FROSTPROOF, FL 33843-9750 |
| Document Number | 0000090905 |
| Book / Page | 13085 / 747 |
| Map Reference | MB 44 PG 26 |
| Instrument Date | Apr 15, 2024 |
| Instrument | 2024090905 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2024 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,330.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9832 CABERNET AVE, SEFFNER, FL 33584-2645 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 403 WALTER AVE, FROSTPROOF, FL 33843-9750 |
| Document Number | 0013085749 |
|---|---|
| Date | Apr 22, 2024 |
| Instrument | 13085/749 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | May 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Feb 27, 2023 |
| Property Address | 403 WALTER AVE, FROSTPROOF, FL 33843-9750 |
| Document Number | 0000044779 |
| Book / Page | 12594 / 26 |
| Map Reference | MB 44 PG 26 |
| Instrument Date | Feb 23, 2023 |
| Instrument | 2023044779 |
| Transaction Type | Transfer |
| Record Updated | Mar 15, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $570.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 102 E ST, FROSTPROOF, FL 33843-2058 |
| Name | Verified Name |
|---|---|
| Address | 9832 CABERNET AVE, SEFFNER, FL 33584-2645 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $158,197 (-5.22%) Land $21,000 Building $137,197 | $158,197 (-5.22%) Land $21,000 Building $137,197 | |
| 2025 | $2,158.00 (+5.27%) | $166,914 (+15.61%) Land $21,000 Building $145,914 | $166,914 (+15.61%) Land $21,000 Building $145,914 |
| 2023 | $2,050.00 (+11.41%) | $144,383 (+17.73%) Land $13,500 Building $130,883 | $144,383 (+17.73%) Land $13,500 Building $130,883 |
| 2022 | $1,840.00 | $122,634 Land $7,700 Building $114,934 | $122,634 Land $7,700 Building $114,934 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2005) |
| Most Recent Claim | Oct 2005 · Hurricane Wilma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 74% of the US · above 60% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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