406 Walnut St, Findlay, OH 45840 Property Records

Hancock County property record for 406 Walnut St, Findlay, OH 45840

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	2,800 sqft · built 1995
Lot Size	0.202 acres (8,799 sqft)
Owner	Company Name on Record
Last Sale	$110,000 (Sep 2018)
Tax Bill	$1,720 (2025)
Deeds & Mortgages	Sep 2018 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`1011-182-13-017.000`

Property Details

APN / Parcel Number

Primary APN	`1011-182-13-017.000`
Alternative APN	`570000221350`

Interior

Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	2,800 sqft Living Area
Flooring	Concrete/Cement
Interior Walls	Unfinished
Elevator	Elevator

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Concrete Block
Construction Type	Mixed
Roof Type	Gable/Hip
Lot Area	8,799 sqft (0.202 acres)
Lot Dimensions	200 ft deep x 44 ft wide
Canopy	120 sqft
Storage Building	1,248 sqft

Utilities, Heating & Cooling

Heating System	Space Heater
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	406 WALNUT ST
City	FINDLAY
State	OH
Zip	45840-5742
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	GRAY & PATTERSON 3RD LOT 1839 ALL E RR
Legal Subdivision	GRAY & PATTERSON 3RD
Legal Lot Number	1839
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	3
Census Block	3019
Census Tract	600

Owner

Source: Hancock County records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	625 H ST, FINDLAY, OH 45840-5725
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 2018 · Amount on Record
Deed Sale	Sep 27, 2018 · Amount on Record
Deed Document Number	20188120
Deed Book / Page	2545 / 2505
Prior Transfer Date	Sep 13, 2005
Prior Transfer Doc	02276/1114
Record Updated	Sep 20, 2026

September 2018: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	HANCOCK OH
Recording Date	Sep 27, 2018
Property Address	406 WALNUT ST, FINDLAY, OH 45840-5742
Document Number	02545/2505
Book / Page	2545 / 2505
Instrument Date	Sep 24, 2018
Instrument	201800008120
Transaction Type	Transfer
Record Updated	Apr 25, 2022
Title Company	WHITMAN TITLE SECURITY INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	625 H ST, FINDLAY, OH 45840-5725

Mortgage

Document Number	201800008121
Date	Sep 27, 2018
Instrument	201800008121

Lender

Name	THE CITIZENS NATIONAL BANK OF BLUFF
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Sep 24, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,720.00 (-2.05%)	$31,780 (+5.9%) Land $5,310 Building $26,470	$90,820 (+5.95%) Land $15,180 Building $75,640
2024	$1,756.00 (+4.28%)	$30,010 (-) Land $4,610 Building $25,400
2023	$1,684.00	$30,010 Land $4,610 Building $25,400
2022			$85,720 Land $13,160 Building $72,560

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	30 (1997–2017)
Most Recent Claim	Jul 2017 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 23 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
HDER Link Fixed Wireless	100 / 100

May also be available: Amplex Wireless, MetaLINK Technologies.

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