406 W Walnut St, Bloomington, IL 61701 Property Records

McLean County property record for 406 W Walnut St, Bloomington, IL 61701

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,847 sqft · built 1910
Lot Size	0.059 acres (2,569 sqft)
Owner	Individual Name on File
Last Sale	$85,000 (Dec 2019)
Tax Bill	$2,515 (2024)
Deeds & Mortgages	Dec 2019 Sale & Mortgage Mar 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`21-04-109-002`

Property Details

APN / Parcel Number

Primary APN	`21-04-109-002`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,847 sqft Living Area
1st Floor Area	992 sqft
Basement Area	260 sqft
Finished Basement	260 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Asphalt
Lot Area	2,569 sqft (0.059 acres)
Lot Dimensions	66 ft deep x 39 ft wide
View / Lot	Lake Front
Porch	Open Frame Porch

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	406 W WALNUT ST
City	BLOOMINGTON
State	IL
Zip	61701-2939
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	ALLIN GRIDLEY & PRICKETTS ADD E39 LOT 2 BLK 9
Legal Range	02E
Legal Township	23N
Legal Section	04
Legal Subdivision	ALLIN GRIDLEY & PRICKETTS ADD
Legal Block	9
Legal Lot Number	2
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	2
Census Block	2011
Census Tract	1303

Owner

406 W Walnut St is owned and occupied by an individual who bought it in December 2019.

Source: McLean County records, as of April 8, 2026

Owner of Record	Individual Name on File
Mailing Address	406 W WALNUT ST, BLOOMINGTON, IL 61701-2939
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2019	Warranty Deed, Transfer · Conventional Mortgage BUSEY BANK
Mar 1, 2019	Special Warranty Deed, Transfer · Commercial Mortgage FIRST STATE BANK OF BLOOMINGTON
Nov 7, 2018	Special Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jul 17, 2018	Sheriff's Deed, Foreclosure ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 3, 2019 · Amount on File
Deed Sale	Dec 3, 2019 · Amount on File
Prior Sale	Mar 1, 2019 · Amount on File
Deed Document Number	201919925
Record Updated	Oct 29, 2026

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Dec 3, 2019
Property Address	406 W WALNUT ST, BLOOMINGTON, IL 61701-2939
Document Number	201900019925
Instrument Date	Nov 22, 2019
Instrument	2019-00019925
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	FRONTIER TITLE COMPANY, FRONTIER TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$127.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 W WALNUT ST, BLOOMINGTON, IL 61701-2939

Mortgage

Document Number	201900019926
Date	Dec 3, 2019
Instrument	2019-00019926

Lender

Name	BUSEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2049

Interest

Rate Type	Fixed Rate
Rate	3.75%

March 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Mar 1, 2019
Property Address	406 W WALNUT ST, BLOOMINGTON, IL 61701-2939
Document Number	201900002978
Instrument Date	Feb 13, 2019
Instrument	2019-00002978
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	FRONTIER TITLE COMPANY, FRONTIER TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$33.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	812 S MERCER AVE, BLOOMINGTON, IL 61701-5779

Mortgage

Document Number	201900002979
Date	Mar 1, 2019
Instrument	2019-00002979

Lender

Name	FIRST STATE BANK OF BLOOMINGTON
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	59 Months
Due	Feb 20, 2024

Interest

Rate	5%

November 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Nov 7, 2018
Property Address	406 W WALNUT ST, BLOOMINGTON, IL 61701-2939
Document Number	201800018428
Instrument Date	Oct 16, 2018
Instrument	2018-00018428
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$20.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8950 CYPRESS WATERS BLVD, 8950, COPPELL, TX 75019-4620

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	333 WESTCHESTER AVE STE W2100, W2100, WEST HARRISON, NY 10604-2949
Investor	Possibly a Property Investor

July 2018: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	MCLEAN IL
Recording Date	Jul 17, 2018
Property Address	406 W WALNUT ST, BLOOMINGTON, IL 61701-2939
Document Number	201800011414
Instrument Date	Jul 2, 2018
Instrument	2018-00011414
Transaction Type	Foreclosure
Record Updated	Feb 28, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7887 HUB PKWY, CLEVELAND, OH 44125

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	Bloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$40,166 Land $5,418 Building $34,748	$120,498 Land $16,254 Building $104,244
2024	$2,515.00 (+18.63%)
2023	$2,120.00	$31,373 Land $4,232 Building $27,141	$94,119 Land $12,696 Building $81,423

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 406 W Walnut St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 406 W Walnut St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 480 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Pavlov Media.

Nearby Properties on W Walnut St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures