604 W Walnut St, Bloomington, IL 61701 Property Records

McLean County property record for 604 W Walnut St, Bloomington, IL 61701

Property Summary

Property Type	Single Family Home
Details	1 ba · 788 sqft · built 1910
Lot Size	0.07 acres (3,057 sqft)
Owner	Individual Name on Record
Last Sale	$72,500 (Sep 2023)
Tax Bill	$1,952 (2024)
Deeds & Mortgages	Sep 2023 Sale & Mortgage May 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`21-04-107-004`

Property Details

APN / Parcel Number

Primary APN	`21-04-107-004`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	788 sqft Living Area
Gross Area	1,182 sqft
1st Floor Area	788 sqft
Basement Area	394 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	3,057 sqft (0.07 acres)
Lot Dimensions	66 ft deep x 47 ft wide
View / Lot	Lake Front
Porch	Open Frame Porch

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	604 W WALNUT ST
City	BLOOMINGTON
State	IL
Zip	61701-2831
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	ALLIN GRIDLEY & PRICKETTS ADD W46.5 LOT 1 BLK 7
Legal Range	02E
Legal Township	23N
Legal Section	04
Legal Subdivision	ALLIN GRIDLEY & PRICKETTS ADD
Legal Block	7
Legal Lot Number	1
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	2
Census Block	2009
Census Tract	1303

Owner

Source: McLean County records, as of July 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	604 W WALNUT ST, BLOOMINGTON, IL 61701-2831
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2023	Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH HOME LOANS INC
May 16, 2022	Transfer on Death Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 13, 2023 · Amount on Record
Deed Sale	Sep 13, 2023 · Amount on Record
Deed Document Number	202312270
Prior Transfer Date	May 9, 2022
Prior Transfer Doc	0000008831
Record Updated	Sep 20, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Sep 13, 2023
Property Address	604 W WALNUT ST, BLOOMINGTON, IL 61701-2831
Document Number	202300012270
Instrument Date	Sep 1, 2023
Instrument	2023-00012270
Transaction Type	Transfer
Record Updated	Sep 26, 2023
Title Company	ALLIANCE LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$72.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	616 W JACKSON ST APT 16, 16, MORTON, IL 61550-1547

Mortgage

Document Number	202300012271
Date	Sep 13, 2023
Instrument	2023-00012271

Lender

Name	FLAT BRANCH HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

Interest

Rate Type	Fixed Rate
Rate	7.62%

May 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MCLEAN IL
Recording Date	May 16, 2022
Property Address	604 W WALNUT ST, BLOOMINGTON, IL 61701-2831
Document Number	202200008831
Instrument Date	May 9, 2022
Instrument	2022-00008831
Transaction Type	Transfer
Record Updated	May 25, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1601 W WASHINGTON ST, 1601, BLOOMINGTON, IL 61701-3746

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	Bloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$26,119 (+28.02%) Land $6,009 Building $20,110	$78,357 (+28.02%) Land $18,027 Building $60,330
2024	$1,952.00 (+14.49%)
2023	$1,705.00 (+0.95%)	$20,402 (+2.62%) Land $4,694 Building $15,708	$61,206 (+2.62%) Land $14,082 Building $47,124
2022	$1,689.00	$19,881 Land $4,574 Building $15,307	$59,643 Land $13,722 Building $45,921

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 554 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, Pavlov Media, Watch TV.

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