406 W Point Cir, Algonquin, IL 60102 Property Records

McHenry County property record for 406 W Point Cir, Algonquin, IL 60102

Property Summary

Property Type	Residential Vacant Land
Owner	Individual Name on File
Last Sale	$536,500 (Oct 2025)
Tax Bill	$119 (2024)
Deeds & Mortgages	Oct 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-36-377-040`

Property Details

APN / Parcel Number

Primary APN	`18-36-377-040`

Location & Zoning

Street Address	406 W POINT CIR
City	ALGONQUIN
State	IL
Zip	60102-4069
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	DOC 2023R0001991 (PLAT) LT 1 WESTVIEW CROSSING
Legal Lot Number	1
Jurisdiction	MCHENRY IL
Township / Civil Division	GRAFTON
Census Block Group	3
Census Block	3019
Census Tract	871107

Owner

406 W Point Cir, residential vacant land, is owned and occupied by an individual who bought it in October 2025.

Source: McHenry County records, as of November 10, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	406 W POINT CIR, ALGONQUIN, IL 60102-4069
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2025 · Amount on File
Deed Sale	Oct 28, 2025 · Amount on File
Deed Document Number	2025R0029968
Record Updated	Jun 8, 2026

October 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Oct 28, 2025
Property Address	406 W POINT CIR, ALGONQUIN, IL 60102-4069
Document Number	0000029968
Map Reference	DOC 2023R0001991
Instrument Date	Oct 15, 2025
Instrument	2025R0029968
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$536.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1700 E GOLF RD # RD1100, RD1100, SCHAUMBURG, IL 60173-5804

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	406 W POINT CIR, ALGONQUIN, IL 60102-4069

Mortgage

Document Number	0000029969
Date	Oct 28, 2025
Instrument	2025R0029969

Lender

Name	LENNAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	193 Months
Due	Nov 6, 2041

Interest

Rate Type	Fixed Rate
Rate	5.62%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2024

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	McHenry County
County Subdivision	Grafton Township
Unified School District	Huntley Consolidated School District 158 (PK - 12)

Flood

FEMA maps place 406 W Point Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 406 W Point Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONQUIN serves 30,700 people · EPA ID IL1110050
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20