400 W Point Cir, Algonquin, IL 60102 Property Records

McHenry County property record for 400 W Point Cir, Algonquin, IL 60102

Property Summary

Property TypeRecreational Vacant Land
Owner2 Individual Names on Record
Last Sale$574,500 (Feb 2025)
Tax Bill$119 (2024)
Deeds & MortgagesOct 2025 Mortgage
Mar 2026 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN18-36-377-043

Property Details

APN / Parcel Number

Primary APN18-36-377-043

Location & Zoning

Street Address400 W POINT CIR
CityALGONQUIN
StateIL
Zip60102-4069
Property CategoryPublic Works
Property TypePublic Works > Recreational Vacant Land
Legal DescriptionDOC 2023R0001991 (PLAT) LT 4 WESTVIEW CROSSING
Legal SubdivisionWESTVIEW CROSSING
Legal Lot Number4
JurisdictionMCHENRY IL
Township / Civil DivisionGRAFTON
Census Block Group3
Census Block3019
Census Tract871107

Owner

Source: McHenry County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address12225 HADLEY DR, HUNTLEY, IL 60142-6058
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Oct 2, 2025Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE INC
Mar 26, 2026Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE INC
Jul 29, 2025Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE INC
Feb 6, 2025Special Warranty Deed, Transfer · Conventional Mortgage
LENNAR MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 6, 2025 · Amount on Record
Deed SaleFeb 6, 2025 · Amount on Record
Deed Document Number20253142
Record UpdatedSep 20, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address400 W POINT CIR, ALGONQUIN, IL 60102-4069
Transaction TypeMortgage
Record UpdatedJul 1, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address400 W POINT CIR, ALGONQUIN, IL 60102-4069

Mortgage

Document Number0000027050
DateOct 2, 2025
Instrument2025R0027050
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2055

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address400 W POINT CIR, ALGONQUIN, IL 60102-4069
Transaction TypeMortgage
Record UpdatedJul 1, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address400 W POINT CIR, ALGONQUIN, IL 60102-4069

Mortgage

Document Number0000007918
DateMar 26, 2026
Instrument2026R0007918
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term348 Months
DueMar 1, 2055
Interest
Rate6.35%

July 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address400 W POINT CIR, ALGONQUIN, IL 60102-4069
Transaction TypeMortgage
Record UpdatedJul 1, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address400 WEST POINT CIR, ALGONQUIN, IL 60102-4069

Mortgage

Document Number0000020026
DateJul 29, 2025
Instrument2025R0020026
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term357 Months
DueApr 1, 2055
Interest
Rate7.12%

February 2025: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionMCHENRY IL
Recording DateFeb 6, 2025
Property Address400 W POINT CIR, ALGONQUIN, IL 60102-4069
Document Number0000003142
Map ReferenceDOC 2023R0001991
Instrument DateJan 29, 2025
Instrument2025R0003142
Transaction TypeTransfer
Record UpdatedJul 1, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$574.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1700 E GOLF RD # RD1100, RD1100, SCHAUMBURG, IL 60173-5804

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address400 WEST POINT CIR, ALGONQUIN, IL 60102-4069

Mortgage

Document Number0000003143
DateFeb 6, 2025
Instrument2025R0003143
Lender
NameLENNAR MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2055
Interest
Rate TypeFixed Rate
Rate7.5%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityAlgonquin Village
CountyMcHenry County
County SubdivisionGrafton Township
Unified School DistrictHuntley Consolidated School District 158 (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemALGONQUIN
serves 30,700 people · EPA ID IL1110050
Water SourceGroundwater
Last State InspectionAug 2025
Lead2 ppb (2026–2028)
action level 15 ppb
Copper1.6 mg/L (2022–2024)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

Nearby Properties on W Point Cir

Nearby Streets

Search Property Records by Address or Parcel Number