Cass County property record for 406 W Heritage Dr, Raymore, MO 64083
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,962 sqft · built 2019 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $11,498 (2025) |
| Deeds & Mortgages | Dec 2018 Construction Loan May 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-02-09-400-000-001.041 |
| Primary APN | 04-02-09-400-000-001.041 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,962 sqft Living Area |
| 1st Floor Area | 806 sqft |
| Basement Area | 806 sqft |
| Finished Basement | 38 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,068 sqft (0.3 acres) |
| Lot Dimensions | 103 ft deep x 104 ft wide |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 102 sqft |
| Deck Area | 16 sqft |
| Patio Area | 116 sqft |
| Account Number | 2229641 |
|---|---|
| Street Address | 406 W HERITAGE DR |
| City | RAYMORE |
| State | MO |
| Zip | 64083-7814 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MADISON VALLEY 1ST PLAT LOT 46 |
| Legal Range | 32 |
| Legal Township | 46 |
| Legal Section | 09 |
| Legal Subdivision | MADISON VALLEY 1ST |
| Legal Lot Number | 46 |
| Jurisdiction | CASS MO |
| Township / Civil Division | RAYMORE |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 60307 |
406 W Heritage Dr is owner-occupied and held in a trust since January 2020.
Source: Cass County records, as of December 1, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 406 W HERITAGE DR, RAYMORE, MO 64083-7814 |
| Occupancy | Owner Occupied |
| Owner Type | Company, Secondary Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Dec 27, 2018 | Deed of Trust, Mortgage · Construction Mortgage NORTH AMERICAN SAVINGS BANK FSB |
| May 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BOKF NA |
| Jan 2, 2020 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage BOKF NA |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Jan 2, 2020 |
| Deed Sale | Jan 2, 2020 |
| Deed Document Number | 657672 |
| Deed Book / Page | 4445 / 043 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS MO |
| Property Address | 406 W HERITAGE DR, RAYMORE, MO 64083-7814 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN |
| Name | Verified Name |
|---|---|
| Address | 1120A NW EAGLE RIDGE BLVD, GRAIN VALLEY, MO 64029-7350 |
| Document Number | 4320/023 |
|---|---|
| Date | Dec 27, 2018 |
| Book Page | 4320/023 |
| Instrument | 638286 |
| Name | NORTH AMERICAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | GRANDVIEW, MO 64030 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS MO |
| Property Address | 406 W HERITAGE DR, RAYMORE, MO 64083-7814 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SECURITY FIRST TITLE, SECURITY 1ST TITLE |
| Name | Verified Name |
|---|
| Document Number | 4500/94 |
|---|---|
| Date | May 27, 2020 |
| Book Page | 4500/94 |
| Instrument | 665494 |
| Name | BOKF NA |
|---|---|
| Type | Bank |
| Address | TULSA, OK 74153 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CASS MO |
| Recording Date | Jan 2, 2020 |
| Property Address | 406 W HERITAGE DR, RAYMORE, MO 64083-7814 |
| Document Number | 4445/043 |
| Book / Page | 4445 / 043 |
| Instrument Date | Dec 26, 2019 |
| Instrument | 657672 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1120 NW EAGLE RIDGE BLVD, 1120, GRAIN VALLEY, MO 64029-7350 |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 406 W HERITAGE DR, RAYMORE, MO 64083-7814 |
| Document Number | 4446116 |
|---|---|
| Date | Jan 2, 2020 |
| Instrument | 4446/116 |
| Name | BOKF NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2050 |
The 2025 property tax bill for 406 W Heritage Dr was $11,498.
Source: Cass County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Cass County |
| Municipality | Raymore City |
| Unified School District | Raymore-Peculiar R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,498.00 | $60,520 Land $8,560 Building $51,960 | $318,480 Land $45,030 Building $273,450 |
| 2023 | $4,381.00 (+4,661.96%) | $53,910 (+10.54%) Land $7,780 Building $46,130 | $283,740 Land $40,940 Building $242,800 |
| 2022 | $92.00 | $48,770 Land $7,780 Building $40,990 | |
| 2021 | $256,690 Land $40,940 Building $215,750 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 406 W Heritage Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 406 W Heritage Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 94% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RAYMORE PWS serves 21,517 people · EPA ID MO1010675 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures