405 W Heritage Dr, Raymore, MO 64083 Property Records

Cass County property record for 405 W Heritage Dr, Raymore, MO 64083

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,883 sqft · built 2009
Lot Size0.212 acres (9,235 sqft)
OwnerIndividual Name on File
Tax Bill$8,107 (2025)
Deeds & MortgagesMay 2023 Mortgage
Apr 2018 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN04-02-09-400-000-001.051

Property Details

APN / Parcel Number

Primary APN04-02-09-400-000-001.051
Alternative APN
  • 2229651

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Building Area1,883 sqft Living Area
Gross Area2,806 sqft
1st Floor Area1,403 sqft
Basement Area1,403 sqft
Finished Basement480 sqft
Unfinished Basement923 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Architectural StyleSplit Level
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,235 sqft (0.212 acres)
Lot Dimensions128 ft deep x 70 ft wide
Garage TypeBasement
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Frame Porch
Porch Area32 sqft
Deck Area120 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Account Number2229651
Street Address405 W HERITAGE DR
CityRAYMORE
StateMO
Zip64083-7814
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMADISON VALLEY 1ST PLAT LOT 56
Legal SubdivisionMADISON VALLEY 1ST
Legal Lot Number56
JurisdictionCASS MO
Township / Civil DivisionRAYMORE
Census Block Group1
Census Block1005
Census Tract60307

Owner

405 W Heritage Dr is owned and occupied by an individual who acquired it in May 2023.

Source: Cass County records, as of November 19, 2025

Owner of RecordIndividual Name on File
Mailing Address405 W HERITAGE DR, RAYMORE, MO 64083-7814
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 10, 2023Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Apr 6, 2018Deed of Trust, Mortgage
MAZUMA CU
May 5, 2023Warranty Deed, Transfer
ALLIANCE TITLE
Jun 1, 2021Warranty Deed, Subdivision Related Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC
Jul 3, 2018Warranty Deed, Construction Loan
COMMERCIAL BANK OF OAK GROVE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 5, 2023
Deed SaleMay 5, 2023
Prior SaleJun 1, 2021 · Amount on File
Deed Document Number2023733607
Deed Book / Page4956 / 78
Record UpdatedSep 20, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCASS MO
Property Address405 W HERITAGE DR, RAYMORE, MO 64083-7814
Transaction TypeMortgage
Record UpdatedMay 23, 2023
Title CompanyPLATINUM TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address7705 LOMA VISTA DR, KANSAS CITY, MO 64138-4006

Mortgage

Document Number004957/131
DateMay 10, 2023
Book Page4957/131
Instrument733829
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2053

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCASS MO
Property Address405 W HERITAGE DR, RAYMORE, MO 64083-7814
Transaction TypeMortgage
Record UpdatedMay 18, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number004234/119
DateApr 6, 2018
Book Page4234/119
Instrument623817
Lender
NameMAZUMA CU
TypeCredit Union
AddressOVERLAND PARK, KS 66223
Agreement
AmountAmount on Record

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCASS MO
Recording DateMay 5, 2023
Property Address405 W HERITAGE DR, RAYMORE, MO 64083-7814
Document Number0004956/78
Book / Page4956 / 78
Map ReferenceMB 19 PG 84
Instrument DateMay 2, 2023
Instrument733607
Transaction TypeTransfer
Record UpdatedMay 18, 2023
Title CompanyALLIANCE TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address405 W HERITAGE DR, RAYMORE, MO 64083-7814

June 2021: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionCASS MO
Recording DateJun 1, 2021
Property Address405 W HERITAGE DR, RAYMORE, MO 64083-7814
Document Number004694/115
Book / Page4694 / 115
Map ReferenceMB 19 PG 84
Instrument DateMay 27, 2021
Instrument692606
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 18, 2023
Title CompanyALLIANCE TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address405 W HERITAGE DR, RAYMORE, MO 64083-7814
InvestorPossibly a Property Investor

Mortgage

Document Number0004694116
DateJun 1, 2021
Instrument4694/116
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2051

July 2018: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionCASS MO
Recording DateJul 3, 2018
Property Address405 W HERITAGE DR, RAYMORE, MO 64083-7814
Document Number004264/114
Book / Page4264 / 114
Map ReferenceMB 19 PG 84
Instrument DateJun 28, 2018
Instrument629037
Transaction TypeConstruction Loan
Record UpdatedMay 18, 2023
Title CompanyTHOMSON AFFINITY TITLE LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address412 WILTSHIRE DR, RAYMORE, MO 64083-7816

Mortgage

Document Number004264/115
DateJul 3, 2018
Book Page4264/115
Instrument629038
Lender
NameCOMMERCIAL BANK OF OAK GROVE
TypeBank
AddressOAK GROVE, MO 64075
Agreement
AmountAmount on Record
Term240 Months
DueJul 2, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 405 W Heritage Dr was $8,107, up 164.2% from the year before.

Source: Cass County assessment roll, as of November 19, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyCass County
MunicipalityRaymore City
Unified School DistrictRaymore-Peculiar R-II School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,107.00 (+164.24%)$42,670 Land $6,020 Building $36,650$224,550 Land $31,680 Building $192,870
2024$3,068.00 (+0.13%)
2023$3,064.00 (+4,763.49%)$37,710 (+12.6%) Land $5,470 Building $32,240$198,460 Land $28,800 Building $169,660
2022$63.00$33,490 Land $5,470 Building $28,020
2021$176,290 Land $28,800 Building $147,490

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 405 W Heritage Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 405 W Heritage Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 94% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAYMORE PWS
serves 21,517 people · EPA ID MO1010675
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Wisper ISP
Fixed Wireless
400 / 30
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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