Delaware County property record for 406 W Cherokee St, Jay, OK 74346
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,040 sqft |
| Lot Size | 0.145 acres (6,350 sqft) |
| Owner | Individual Name on File |
| Last Sale | $90,000 (Apr 2021) |
| Tax Bill | $1,017 (2025) |
| Deeds & Mortgages | Apr 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 22N23E-01-0-50110-00M-0005 |
| Primary APN | 22N23E-01-0-50110-00M-0005 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,040 sqft Living Area |
| Exterior Material | Wood Siding |
|---|---|
| Construction Type | Frame |
| Roof Material | Metal |
| Lot Area | 6,350 sqft |
| Lot Dimensions | 100 ft deep x 63 ft wide |
| Porch | Open Porch |
| Porch Area | 52 sqft |
| Storage Building | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 15070 |
|---|---|
| Street Address | 406 W CHEROKEE ST |
| City | JAY |
| State | OK |
| Zip | 74346-3399 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ADDITION A E 100' LOT 5 BLK M 2372-839 |
| Legal Range | 23E |
| Legal Township | 22N |
| Legal Section | 01 |
| Legal Subdivision | JAY-ADDITION A |
| Legal Block | M |
| Legal Lot Number | 5 |
| Jurisdiction | DELAWARE OK |
| Township / Civil Division | JAY |
| Census Block Group | 5 |
| Census Block | 5034 |
| Census Tract | 376000 |
406 W Cherokee St is owned by an individual who bought it in April 2021.
Source: Delaware County records, as of February 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 531, JAY, OK 74346-0531 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 5, 2021 · Amount on File |
| Deed Sale | Apr 5, 2021 · Amount on File |
| Prior Sale | Nov 28, 2012 · Amount on File |
| Deed Document Number | 2021-003366 |
| Deed Book / Page | 2372 / 839 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DELAWARE OK |
| Recording Date | Apr 5, 2021 |
| Property Address | 406 W CHEROKEE ST, JAY, OK 74346-3399 |
| Document Number | 2372/839 |
| Book / Page | 2372 / 839 |
| Instrument Date | Mar 31, 2021 |
| Instrument | 2021-003366 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2021 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $135.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7524 FOPPIANO LN, STOCKTON, CA 95212-9468 |
| Document Number | 2021003367 |
|---|---|
| Date | Apr 5, 2021 |
| Instrument | 2021-003367 |
| Name | UNITED FIDELITY FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2051 |
The 2025 property tax bill for 406 W Cherokee St was $1,017, up 1.1% from the year before.
Source: Delaware County assessment roll, as of October 1, 2025
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Delaware County |
| Municipality | Jay City |
| Unified School District | Jay Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,017.00 (+1.09%) | $11,411 (+5%) Land $671 Building $10,740 | $108,977 (-) Land $10,322 Building $98,655 |
| 2024 | $1,006.00 (+9.83%) | $10,868 (+5%) Land $639 Building $10,229 | $108,977 (+21.09%) Land $10,322 Building $98,655 |
| 2023 | $916.00 | $10,350 Land $468 Building $9,882 | $90,000 Land $4,072 Building $85,928 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 406 W Cherokee St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 13, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 406 W Cherokee St is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 89% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JAY serves 2,482 people · EPA ID OK1021674 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 23 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Grand Telephone Company Fiber | 200 / 200 |
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