Delaware County property record for 404 W Cherokee St, Jay, OK 74346
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,347 sqft · built 1971 |
| Lot Size | 0.138 acres (6,033 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $498 (2025) |
| Deeds & Mortgages | Nov 2022 Second Mortgage Dec 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 22N23E-01-0-50110-00N-0005 |
| Primary APN | 22N23E-01-0-50110-00N-0005 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,347 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 6,033 sqft |
| Lot Dimensions | 95 ft deep x 63 ft wide |
| Garage Type | Carport |
| Garage Area | 312 sqft |
| Carport | Carport |
| Carport Area | 552 sqft |
| Shed | 1 Shed |
| Shed Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 15066 |
|---|---|
| Street Address | 404 W CHEROKEE ST |
| City | JAY |
| State | OK |
| Zip | 74346-3399 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ADDITION A N 15 FT OF W 95 FT OF LOT 4 W 95 FT OF LOT 5 BLOCK N B380 P893 |
| Legal Range | 23E |
| Legal Township | 22N |
| Legal Section | 01 |
| Legal Subdivision | JAY-ADDITION A |
| Legal Block | N |
| Legal Lot Number | 4,5 |
| Jurisdiction | DELAWARE OK |
| Township / Civil Division | JAY |
| Census Block Group | 5 |
| Census Block | 5035 |
| Census Tract | 376000 |
Source: Delaware County records · APN 22N23E-01-0-50110-00N-0005
Assessment roll updated October 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 426, JAY, OK 74346-0426 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 18, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage TULSA TEACHERS CU |
| Dec 07, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TULSA TEACHERS CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE OK |
| Property Address | 404 W CHEROKEE ST, JAY, OK 74346 |
| Transaction Type | Mortgage |
| Record Updated | Dec 02, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0002467/79 |
|---|---|
| Date | Nov 18, 2022 |
| Book Page | 2467/79 |
| Instrument | I-2022-011179 |
| Name | TULSA TEACHERS CU |
|---|---|
| Type | Credit Union |
| Address | TULSA, OK 74133 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Dec 01, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE OK |
| Property Address | 404 W CHEROKEE ST, JAY, OK 74346 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2022 |
| Title Company | INTEGRITY TITLE AND CLOSING, INTEGRITY TITLE & CLOSING |
| Name | Verified Name |
|---|
| Document Number | 002416/457 |
|---|---|
| Date | Dec 07, 2021 |
| Book Page | 2416/457 |
| Instrument | 2021-013107 |
| Name | TULSA TEACHERS CU |
|---|---|
| Type | Credit Union |
| Address | TULSA, OK 74133 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2052 |
Source: Delaware County records · Assessment roll updated October 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Delaware County |
| Municipality | Jay City |
| Unified School District | Jay Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $498.00 (+1.01%) Homeowner's exemption | $6,589 (+36.73%) Land $429 Building $6,160 | $135,924 (+16.28%) Land $10,517 Building $125,407 |
| 2024 | $493.00 (+51.23%) Homeowner's exemption | $4,819 (+2.99%) Land $416 Building $4,403 | $116,893 (+22.54%) Land $10,517 Building $106,376 |
| 2023 | $326.00 Homeowner's exemption | $4,679 Land $403 Building $4,276 | $95,393 Land $5,267 Building $90,126 |
Source: FEMA National Flood Hazard Layer as of September 13, 2019 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Moderate above 42% of the US · lower than 89% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Grand Telephone Company Fiber | 200 / 200 |
Based on FCC filings for 248 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | JAY serves 2,482 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 23 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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