406 W 4th Ave, Ranson, WV 25438 Property Records

Jefferson County property record for 406 W 4th Ave, Ranson, WV 25438

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,376 sqft · built 1961
Lot Size	0.296 acres (12,894 sqft)
Owner	2 Individual Names on File
Last Sale	$310,000 (Sep 2026)
Tax Bill	$1,840 (2026)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Feb 2023 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`08-6-0010.0000`

Property Details

APN / Parcel Number

Primary APN	`08-6-0010.0000`
Alternative APN	`19-08-6-0010.0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,376 sqft Living Area
1st Floor Area	2,240 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	12,894 sqft (0.296 acres)
Lot Dimensions	143 ft deep x 90 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	406 W 4TH AVE
City	RANSON
State	WV
Zip	25438-1059
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLK 107C #3,4,5
Legal Subdivision	CHARLES TOWN MINING MANUFACTUR
Legal Block	3-5
Jurisdiction	JEFFERSON WV
Township / Civil Division	CHARLES TOWN
Census Block Group	3
Census Block	3004
Census Tract	972401

Owner

406 W 4th Ave is owned and occupied by two individuals who bought it in September 2026.

Source: Jefferson County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	406 W 4TH AVE, RANSON, WV 25438-1059
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2026	Warranty Deed, Transfer · Conventional Mortgage POTOMAC VALLEY BANK
Feb 6, 2023	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Apr 8, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jan 12, 2017	Deed of Trust, Mortgage · VA Mortgage INTEGRITY HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2026 · Amount on File
Deed Sale	Sep 25, 2026 · Amount on File
Prior Sale	Oct 8, 2014 · Amount on File
Deed Document Number	202614471
Deed Book / Page	1384 / 416
Prior Transfer Date	Jun 5, 2013
Prior Transfer Doc	0000010213
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON WV
Recording Date	Sep 25, 2026
Property Address	406 W 4TH AVE, RANSON, WV 25438-1059
Document Number	0000014471
Book / Page	1384 / 416
Instrument Date	Sep 23, 2026
Instrument	202614471
Transaction Type	Transfer
Record Updated	Oct 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$206,646.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 W 4TH AVE, RANSON, WV 25438-1059

Mortgage

Document Number	0000014472,
Date	Sep 25, 2026
Instrument	202614472

Lender

Name	POTOMAC VALLEY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WV
Property Address	406 W 4TH AVE, RANSON, WV 25438-1059
Transaction Type	Mortgage
Record Updated	Feb 17, 2023
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 W 4TH AVE, RANSON, WV 25438-1059

Mortgage

Document Number	002494/107
Date	Feb 6, 2023
Book Page	2494/107
Instrument	202300001195

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WV
Property Address	406 W 4TH AVE, RANSON, WV 25438-1059
Transaction Type	Mortgage
Record Updated	Apr 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 W 4TH AVE, RANSON, WV 25438-1059

Mortgage

Document Number	0002367/58
Date	Apr 8, 2021
Book Page	2367/58
Instrument	202100006196

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	RANSON, WV 25438

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WV
Property Address	406 W 4TH AVE, RANSON, WV 25438-1059
Transaction Type	Mortgage
Record Updated	May 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2125/731
Date	Jan 12, 2017
Book Page	2125/731
Instrument	2017000516

Lender

Name	INTEGRITY HOME MORTGAGE CORP
Type	Mortgage Company
Address	WINCHESTER, VA 22602

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 406 W 4th Ave was $1,840, down 2% from the year before.

Source: Jefferson County assessment roll, as of November 14, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Jefferson County
Municipality	Ranson Corporation
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,840.00 (-1.97%)	$133,900 (-0.15%) Land $57,400 Building $76,500	$223,167 (-0.15%) Land $95,667 Building $127,500
2025	$1,877.00	$134,100 Land $57,400 Building $76,700	$223,500 Land $95,600 Building $127,900
2023	$1,554.00	$109,600 Land $44,100 Building $65,500	$182,600 Land $73,500 Building $109,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 406 W 4th Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	13 (1979–2019)
Claims Outside the SFHA	3 of 13
Most Recent Claim	Jan 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 406 W 4th Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, T-Mobile.

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