402 W 4th Ave, Ranson, WV 25438 Property Records

Jefferson County property record for 402 W 4th Ave, Ranson, WV 25438

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,546 sqft · built 1991
Lot Size	0.197 acres (8,581 sqft)
Owner	2 Individual Names on File
Last Sale	$190,000 (May 2020)
Tax Bill	$1,690 (2026)
Deeds & Mortgages	Apr 2022 Mortgage May 2020 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`08-6-0009.0000`

Property Details

APN / Parcel Number

Primary APN	`08-6-0009.0000`
Alternative APN	`19-08-6-0009.0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,546 sqft Living Area
1st Floor Area	2,208 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	8,581 sqft (0.197 acres)
Lot Dimensions	143 ft deep x 60 ft wide
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	402 W 4TH AVE
City	RANSON
State	WV
Zip	25438-1059
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLK 107C #1,2
Legal Subdivision	CHARLES TOWN MINING
Legal Block	1,2
Jurisdiction	JEFFERSON WV
Township / Civil Division	CHARLES TOWN
Census Block Group	3
Census Block	3004
Census Tract	972401

Owner

402 W 4th Ave is owned and occupied by two individuals who bought it in May 2020.

Source: Jefferson County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	402 W 4TH AVE, RANSON, WV 25438-1059
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
May 19, 2020	Grant Deed, Transfer · FHA Mortgage EMBRACE HM LOANS
Dec 10, 2018	Affidavit of Death, Transfer · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2020 · Amount on File
Deed Sale	May 19, 2020 · Amount on File
Prior Sale	Dec 10, 2018
Deed Document Number	20206038
Deed Book / Page	1240 / 408
Prior Transfer Date	Nov 28, 2018
Prior Transfer Doc	0000014466
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WV
Property Address	402 W 4TH AVE, RANSON, WV 25438-1059
Transaction Type	Mortgage
Record Updated	Apr 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002456/61
Date	Apr 15, 2022
Book Page	2456/61
Instrument	202200005659

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2052

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JEFFERSON WV
Recording Date	May 19, 2020
Property Address	402 W 4TH AVE, RANSON, WV 25438-1059
Document Number	0000006038
Book / Page	001240 / 000408
Instrument Date	May 15, 2020
Instrument	6038
Transaction Type	Transfer
Record Updated	Jun 12, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,254.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	402 W 4TH AVE RANSON WV 254381059, RANSON, WV 25438-1059

Mortgage

Document Number	6039
Date	May 19, 2020
Book Page	002283/000164
Instrument	6039

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 18, 2050

December 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	JEFFERSON WV
Recording Date	Dec 10, 2018
Property Address	402 W 4TH AVE, RANSON, WV 25438-1059
Document Number	0000014466
Book / Page	001216 / 000128
Instrument Date	Nov 28, 2018
Instrument	14466
Transaction Type	Transfer
Record Updated	Sep 30, 2019
Title Company	TIMIOS INC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	402 W 4TH AVE RANSON WV 254381059, RANSON, WV 25438-1059

Mortgage

Document Number	14468
Date	Dec 10, 2018
Book Page	002207/000616
Instrument	14468

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	900 Months
Due	Dec 9, 2093

Mortgage

Document Number	14467,
Date	Dec 10, 2018
Book Page	002207/000602
Instrument	14467

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Amount	Amount on Record
Term	900 Months
Due	Dec 9, 2093

Tax Assessment & Valuation

The 2026 property tax bill for 402 W 4th Ave was $1,690, down 2.5% from the year before.

Source: Jefferson County assessment roll, as of November 14, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Jefferson County
Municipality	Ranson Corporation
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,690.00 (-2.54%)	$123,000 (-0.73%) Land $45,800 Building $77,200	$205,000 (-0.73%) Land $76,333 Building $128,667
2025	$1,734.00	$123,900 Land $45,800 Building $78,100	$206,500 Land $76,400 Building $130,100
2023	$1,518.00	$107,100 Land $35,300 Building $71,800	$178,400 Land $58,800 Building $119,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 402 W 4th Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	13 (1979–2019)
Claims Outside the SFHA	3 of 13
Most Recent Claim	Jan 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 402 W 4th Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, T-Mobile.

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