Berks County property record for 406 Tremont Ave, Reading, PA 19607
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,327 sqft · built 1950 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $158,000 (Jul 2015) |
| Tax Bill | $2,538 (2026) |
| Deeds & Mortgages | Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 4395-05-18-7836 |
| Primary APN | 4395-05-18-7836 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,327 sqft Living Area |
| 1st Floor Area | 1,327 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Stone |
| Lot Area | 10,454 sqft (0.24 acres) |
| View / Lot | Neighborhood |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 39217583 |
|---|---|
| Street Address | 406 TREMONT AVE |
| City | READING |
| State | PA |
| Zip | 19607-1042 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | MONTROSE |
| Legal Block | 18 |
| Legal Lot Number | 108-1 |
| Jurisdiction | BERKS PA |
| Township / Civil Division | CUMRU |
| Census Block Group | 1 |
| Census Block | 1050 |
| Census Tract | 11602 |
Source: Berks County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 109 DIAMOND ST, READING, PA 19607-1009 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 13, 2015 · Amount on Record |
| Deed Sale | Jul 13, 2015 · Amount on Record |
| Prior Sale | Aug 28, 2014 · Amount on Record |
| Deed Document Number | 201523708 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 406 TREMONT AVE, READING, PA 19607-1042 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | STEWART ABSTRACT |
| Name | Verified Name |
|---|
| Document Number | 0000030974 |
|---|---|
| Date | Sep 2, 2020 |
| Instrument | 2020030974 |
| Name | MORTGAGE AMERICA INC |
|---|---|
| Type | Mortgage Company |
| Address | WHITEHALL, PA 18052 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 1, 2035 |
Source: Berks County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Berks County |
| County Subdivision | Cumru Township |
| Unified School District | Governor Mifflin School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,538.00 (+24.84%) | $127,800 (-) Land $34,300 Building $93,500 | $34,300 (-73.16%) Land $34,300 |
| 2024 | $2,033.00 | $127,800 Land $34,300 Building $93,500 | |
| 1994 | $127,800 Land $34,300 Building $93,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1982) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SHILLINGTON MUNI AUTH serves 13,300 people · EPA ID PA3060067 |
|---|---|
| Water Source | Purchased surface water from WESTERN BERKS WATER AUTH |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Dec 2025 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 10,000 / 10,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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