Berks County property record for 401 Tremont Ave, Reading, PA 19607
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,160 sqft · built 1962 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | Individual Name on File |
| Last Sale | $165,000 (Apr 2020) |
| Tax Bill | $1,662 (2026) |
| Deeds & Mortgages | May 2023 Second Mortgage Jun 2022 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4395-05-18-9870 |
| Primary APN | 4395-05-18-9870 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,160 sqft Living Area |
| 1st Floor Area | 1,160 sqft |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Exterior Material | Asbestos |
| Lot Area | 11,761 sqft (0.27 acres) |
| View / Lot | Neighborhood |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Open Frame Porch |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 39217575 |
|---|---|
| Street Address | 401 TREMONT AVE |
| City | READING |
| State | PA |
| Zip | 19607-1041 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | MONTROSE |
| Legal Block | 18 |
| Legal Lot Number | 22-23 |
| Jurisdiction | BERKS PA |
| Township / Civil Division | CUMRU |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 11602 |
Source: Berks County records · APN 4395-05-18-9870
Assessment roll updated May 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 401 TREMONT AVE, READING, PA 19607-1041 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 22, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC |
| Jun 16, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC |
| Apr 13, 2020 | Deed, Transfer · FHA Mortgage CONTOUR MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 13, 2020 · Amount on Record |
| Deed Sale | Apr 13, 2020 · Amount on Record |
| Deed Document Number | 202012298 |
| Prior Transfer Date | Jul 07, 2005 |
| Prior Transfer Doc | 0000040658 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 401 TREMONT AVE, READING, PA 19607-1041 |
| Transaction Type | Mortgage |
| Record Updated | Jun 06, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 401 TREMONT AVE, READING, PA 19607-1041 |
| Document Number | 0000014447 |
|---|---|
| Date | May 22, 2023 |
| Instrument | 2023014447 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | May 01, 2063 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 401 TREMONT AVE, READING, PA 19607-1041 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2022 |
| Title Company | SERVICELINK LOAN MODIFICATIO |
| Name | Verified Name |
|---|---|
| Address | 401 TREMONT AVE, READING, PA 19607-1041 |
| Document Number | 0000024658 |
|---|---|
| Date | Jun 16, 2022 |
| Instrument | 2022024658 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Apr 01, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Apr 13, 2020 |
| Property Address | 401 TREMONT AVE, READING, PA 19607-1041 |
| Document Number | 0000012298 |
| Instrument Date | Mar 27, 2020 |
| Instrument | 2020012298 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2021 |
| Title Company | SIGNATURE ABSTRACT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 401 TREMONT AVE, READING, PA 19607-1041 |
| Document Number | 0000012299 |
|---|---|
| Date | Apr 13, 2020 |
| Instrument | 2020012299 |
| Name | CONTOUR MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Berks County records · Assessment roll updated May 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Berks County |
| County Subdivision | Cumru Township |
| Unified School District | Governor Mifflin School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,662.00 (+24.87%) | $83,700 (-) Land $35,700 Building $48,000 | $35,700 (-57.35%) Land $35,700 |
| 2024 | $1,331.00 | $83,700 Land $35,700 Building $48,000 | |
| 1994 | $83,700 Land $35,700 Building $48,000 |
Source: FEMA National Flood Hazard Layer as of February 26, 2018 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1982) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 1982 · rainfall accumulation |
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Holding Fiber | 10,000 / 10,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 199 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SHILLINGTON MUNI AUTH serves 13,300 people |
|---|---|
| Water Source | Purchased surface water from WESTERN BERKS WATER AUTH |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Dec 2025 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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