Berkeley County property record for 406 Topcrest Ln, Moncks Corner, SC 29461
| Property Type | Single Family Home |
|---|---|
| Details | 2,379 sqft · built 2016 |
| Lot Size | 0.221 acres (9,657 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $248,490 (Jun 2016) |
| Tax Bill | $1,979 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 196-12-04-031 |
| Primary APN | 196-12-04-031 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,379 sqft Finished Area |
| Gross Area | 2,838 sqft |
| 1st Floor Area | 1,366 sqft |
| 2nd Floor Area | 1,013 sqft |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,657 sqft (0.221 acres) |
| Garage Area | 459 sqft |
| Street Address | 406 TOPCREST LN |
|---|---|
| City | MONCKS CORNER |
| State | SC |
| Zip | 29461-8894 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MONCKS COR |
| Legal Description | FOXBANK TR I PH 2LOT 31 |
| Legal Subdivision | FOXBANK PLANTATION |
| Legal Tract | 1 |
| Legal Lot Number | 31 |
| Jurisdiction | BERKELEY SC |
| Township / Civil Division | MONCKS CORNER |
| Census Block Group | 1 |
| Census Block | 1065 |
| Census Tract | 20601 |
Source: Berkeley County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 406 TOPCREST LN, MONCKS CORNER, SC 29461-8894 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 8, 2016 · Amount on Record |
| Deed Sale | Jun 8, 2016 · Amount on Record |
| Prior Sale | Dec 21, 2015 · Amount on Record |
| Deed Document Number | 201617663 |
| Deed Book / Page | 2196 / 117 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKELEY SC |
| Property Address | 406 TOPCREST LN, MONCKS CORNER, SC 29461-8894 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2022 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 03695/0837 |
|---|---|
| Date | Feb 18, 2021 |
| Book Page | 3695/837 |
| Instrument | 2021007649 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 306 Months |
| Due | Aug 1, 2046 |
Source: Berkeley County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Berkeley County |
| Municipality | Moncks Corner Town |
| Unified School District | Berkeley County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $286,120 (+2,399.96%) Land $56,531 Building $229,589 | $379,600 (-) Land $75,000 Building $304,600 | |
| 2025 | $1,979.00 (+5.83%) | $11,445 (-) Land $2,261 Building $9,184 | $379,600 (-) Land $75,000 Building $304,600 |
| 2024 | $1,870.00 (+4.29%) Homeowner's exemption | $11,445 (+15%) Land $2,261 Building $9,184 | $379,600 (+52.57%) Land $75,000 Building $304,600 |
| 2022 | $1,793.00 Homeowner's exemption | $9,952 Land $1,920 Building $8,032 | $248,800 Land $48,000 Building $200,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 29 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 29 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · above 61% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MONCKS CORNER serves 8,956 people · EPA ID SC0810001 |
|---|---|
| Water Source | Purchased surface water from LAKE MOULTRIE REGIONAL WS |
| Last State Inspection | Sep 2025 |
| Also Mapped Here | BCWSA SANGAREE W/D (0820002) |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Home Telecom Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Spectrum.
5G (outdoors only) and 4G LTE
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