Berkeley County property record for 405 Topcrest Ln, Moncks Corner, SC 29461
| Property Type | Single Family Home |
|---|---|
| Details | 2,752 sqft · built 2016 |
| Lot Size | 0.216 acres (9,414 sqft) |
| Owner | Individual Name on File |
| Last Sale | $295,000 (Apr 2020) |
| Tax Bill | $2,322 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Aug 2021 Transfer + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 196-12-04-027 |
| Primary APN | 196-12-04-027 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,752 sqft Finished Area |
| Gross Area | 3,480 sqft |
| 1st Floor Area | 1,190 sqft |
| 2nd Floor Area | 1,562 sqft |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,414 sqft (0.216 acres) |
| Garage Area | 420 sqft |
| Porch | Patio |
| Porch Area | 308 sqft |
| Street Address | 405 TOPCREST LN |
|---|---|
| City | MONCKS CORNER |
| State | SC |
| Zip | 29461-8894 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MONCKS COR |
| Legal Description | FOXBANK TR I PH 2LOT 27 |
| Legal Subdivision | FOXBANK PLANTATION |
| Legal Tract | 1 |
| Legal Lot Number | 27 |
| Jurisdiction | BERKELEY SC |
| Township / Civil Division | MONCKS CORNER |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 20601 |
Source: Berkeley County records · APN 196-12-04-027
Assessment roll updated June 2, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 405 TOPCREST LN, MONCKS CORNER, SC 29461-8894 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
| Date | Document |
|---|---|
| Apr 22, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FEDERAL CREDIT UNION |
| Aug 25, 2021 | Intrafamily Transfer, Transfer |
| Aug 20, 2021 | Quit Claim Deed, Transfer · Conventional Mortgage CAROLINA ONE MORTGAGE |
| Apr 28, 2020 | Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 28, 2020 · Amount on Record |
| Deed Sale | Apr 28, 2020 · Amount on Record |
| Prior Sale | Sep 09, 2016 · Amount on Record |
| Deed Document Number | 202014649 |
| Deed Book / Page | 3343 / 836 |
| Last Transfer Date | Jul 13, 2021 |
| Transfer Doc | 3944/0557 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKELEY SC |
| Recording Date | Apr 22, 2026 |
| Property Address | 405 TOPCREST LN, MONCKS CORNER, SC 29461-8894 |
| Document Number | 0000013775 |
| Book / Page | 5549 / 224 |
| Instrument Date | May 11, 2023 |
| Instrument | 202613775 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 405 TOPCREST LN, MONCKS CORNER, SC 29461-8894 |
| Document Number | 0000013775, |
|---|---|
| Date | Apr 22, 2026 |
| Book Page | 5549/224 |
| Instrument | 202613775 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 146 Months |
| Due | Jun 01, 2038 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.27% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BERKELEY SC |
| Recording Date | Aug 25, 2021 |
| Property Address | 405 TOPCREST LN, MONCKS CORNER, SC 29461-8894 |
| Document Number | 3944/0557 |
| Book / Page | 3944 / 557 |
| Map Reference | CAB R PG 22-P |
| Instrument Date | Jul 13, 2021 |
| Instrument | 2021040429 |
| Transaction Type | Transfer |
| Record Updated | Sep 08, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 405 TOPCREST LN, MONCKS CORNER, SC 29461-8894 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BERKELEY SC |
| Recording Date | Aug 20, 2021 |
| Property Address | 405 TOPCREST LN, MONCKS CORNER, SC 29461-8894 |
| Document Number | 3937/0715 |
| Book / Page | 3937 / 715 |
| Map Reference | CAB R PG 22-P |
| Instrument Date | Jun 25, 2021 |
| Instrument | 2021039550 |
| Transaction Type | Transfer |
| Record Updated | Sep 03, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 405 TOPCREST LN, MONCKS CORNER, SC 29461-8894 |
| Document Number | 2021039551 |
|---|---|
| Date | Aug 20, 2021 |
| Instrument | 2021039551 |
| Name | CAROLINA ONE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKELEY SC |
| Recording Date | Apr 28, 2020 |
| Property Address | 405 TOPCREST LN, MONCKS CORNER, SC 29461-8894 |
| Document Number | 03343/0836 |
| Book / Page | 3343 / 836 |
| Map Reference | CAB R PG 22-P |
| Instrument Date | Apr 02, 2020 |
| Instrument | 2020014649 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,091.50 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 405 TOPCREST LN, MONCKS CORNER, SC 29461-8894 |
| Document Number | 2020014650 |
|---|---|
| Date | Apr 28, 2020 |
| Instrument | 2020014650 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2050 |
Source: Berkeley County records · Assessment roll updated June 2, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Berkeley County |
| Municipality | Moncks Corner Town |
| Unified School District | Berkeley County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $345,575 (+2,4%) Land $60,656 Building $284,919 | $427,300 (-) Land $75,000 Building $352,300 | |
| 2025 | $2,322.00 (+5.4%) Homeowner's exemption | $13,823 (-) Land $2,426 Building $11,397 | $427,300 (-) Land $75,000 Building $352,300 |
| 2024 | $2,203.00 (+4.46%) Homeowner's exemption | $13,823 (+15%) Land $2,426 Building $11,397 | $427,300 (+42.2%) Land $75,000 Building $352,300 |
| 2022 | $2,109.00 Homeowner's exemption | $12,020 Land $2,200 Building $9,820 | $300,500 Land $55,000 Building $245,500 |
Source: FEMA National Flood Hazard Layer as of June 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 29 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 29 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
| Wildfire Risk | Moderate above 45% of the US · lower than 62% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Home Telephone Company, Inc. (SC) Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Spectrum.
Based on FCC filings for 298 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF MONCKS CORNER serves 8,956 people |
|---|---|
| Water Source | Purchased surface water from LAKE MOULTRIE REGIONAL WS |
| Last State Inspection | Sep 2025 |
| Also Mapped Here | BCWSA SANGAREE W/D (0820002) |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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