Harrisonburg City property record for 406 Summit St, Harrisonburg, VA 22802
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 2,436 sqft · built 1985 |
| Lot Size | 0.187 acres (8,150 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $2,752 (2026) |
| Deeds & Mortgages | Jul 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 033 X 4 |
| Primary APN | 033 X 4 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,436 sqft Total Area |
| Flooring | Carpet |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Cottage |
| Exterior Material | Vinyl |
| Foundation Type | Raised |
| Roof Material | Composition Shingle |
| Lot Area | 8,150 sqft (0.187 acres) |
| Lot Dimensions | 163 ft deep x 50 ft wide |
| Driveway | Asphalt Driveway |
| Driveway Area | 3,168 sqft |
| Porch | Slab |
| Porch Area | 96 sqft |
| Deck Area | 12 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 406 SUMMIT ST |
|---|---|
| City | HARRISONBURG |
| State | VA |
| Zip | 22802-4845 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | RESIDENTIA |
| Legal Description | QUADRANT 1 ES SUMMIT AVE |
| Legal Subdivision | FORKOVITCH EAST |
| Jurisdiction | HARRISONBURG CITY VA |
| Township / Civil Division | HARRISONBURG |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 101 |
Source: Harrisonburg City records, as of October 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 1071, HARRISONBURG, VA 22803-1071 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISONBURG CITY VA |
| Property Address | 406 SUMMIT ST, HARRISONBURG, VA 22802-4845 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2021 |
| Name | Verified Name |
|---|
| Document Number | 5440/659 |
|---|---|
| Date | Jul 1, 2021 |
| Book Page | 5440/659 |
| Instrument | 2021-18117 |
| Name | BANK OF THE JAMES |
|---|---|
| Type | Bank |
| Address | HARRISONBURG, VA 22801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Harrisonburg City assessment roll, as of October 16, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Harrisonburg City |
| Unified School District | Harrisonburg City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,752.00 (+6.5%) | $272,500 (-) Land $55,000 Building $217,500 | $272,500 (-) Land $55,000 Building $217,500 |
| 2025 | $272,500 (+24.03%) Land $55,000 Building $217,500 | $272,500 (+24.03%) Land $55,000 Building $217,500 | |
| 2024 | $2,584.00 (+22.52%) | ||
| 2023 | $2,109.00 | $219,700 Land $46,000 Building $173,700 | $219,700 Land $46,000 Building $173,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 13, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.6% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HARRISONBURG serves 61,000 people · EPA ID VA2660345 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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