Harrisonburg City property record for 405 Summit St, Harrisonburg, VA 22802
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 1,186 sqft · built 1980 |
| Lot Size | 0.262 acres (11,392 sqft) |
| Owner | Company Name on File |
| Tax Bill | $2,764 (2026) |
| Deeds & Mortgages | Jul 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 033 L 5 |
| Primary APN | 033 L 5 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,186 sqft Living Area |
| Basement Area | 1,144 sqft |
| Finished Basement | 1,144 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Cottage |
| Exterior Material | Vinyl |
| Roof Material | Composition Shingle |
| Lot Area | 11,392 sqft (0.262 acres) |
| Driveway | Asphalt Driveway |
| Driveway Area | 864 sqft |
| Porch | Slab |
| Porch Area | 56 sqft |
| Patio Area | 100 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Street Address | 405 SUMMIT ST |
|---|---|
| City | HARRISONBURG |
| State | VA |
| Zip | 22802-4844 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | QUADRANT 1 WS SUMMIT AVE |
| Legal Subdivision | FORKOVITCH EAST |
| Jurisdiction | HARRISONBURG CITY VA |
| Township / Civil Division | HARRISONBURG |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 101 |
405 Summit St, a single family home, is owned by a company.
Source: Harrisonburg City records, as of October 16, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 1071, HARRISONBURG, VA 22803-1071 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISONBURG CITY VA |
| Property Address | 405 SUMMIT ST, HARRISONBURG, VA 22802-4844 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2021 |
| Name | Verified Name |
|---|
| Document Number | 5440/659 |
|---|---|
| Date | Jul 1, 2021 |
| Book Page | 5440/659 |
| Instrument | 2021-18117 |
| Name | BANK OF THE JAMES |
|---|---|
| Type | Bank |
| Address | HARRISONBURG, VA 22801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 405 Summit St was $2,764.
Source: Harrisonburg City assessment roll, as of October 16, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Harrisonburg City |
| Unified School District | Harrisonburg City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,764.00 | $273,700 (+4.91%) Land $60,000 Building $213,700 | $273,700 (+4.91%) Land $60,000 Building $213,700 |
| 2025 | $260,900 Land $60,000 Building $200,900 | $260,900 Land $60,000 Building $200,900 | |
| 2024 | $2,419.00 (+14.81%) | ||
| 2023 | $2,107.00 | $219,500 Land $43,800 Building $175,700 | $219,500 Land $43,800 Building $175,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 405 Summit St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 13, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 405 Summit St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.6% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HARRISONBURG serves 61,000 people · EPA ID VA2660345 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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