406 Summit Ct, Houston, PA 15342 Property Records

Washington County property record for 406 Summit Ct, Houston, PA 15342

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,234 sqft · built 2013
Lot Size	0.381 acres (16,596 sqft)
Owner	2 Individual Names on File
Last Sale	$247,195 (Oct 2013)
Tax Bill	$4,360 (2026)
Deeds & Mortgages	Nov 2025 Mortgage Nov 2023 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`170-015-06-00-0042-00`

Property Details

APN / Parcel Number

Primary APN	`170-015-06-00-0042-00`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,234 sqft Living Area
Basement Area	360 sqft
Finished Basement	360 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Aluminum/Vinyl
Lot Area	16,596 sqft (0.381 acres)
Lot Dimensions	191 ft deep x 57 ft wide
Terrain	Above Road/Slope
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	406 SUMMIT CT
City	HOUSTON
State	PA
Zip	15342-2000
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 42 0.381 AC HSE 2 STY STO/VYL/GAR
Legal Subdivision	THE SUMMIT PLAN OF LOT PLAN NO 1
Legal Lot Number	42
Jurisdiction	WASHINGTON PA
Township / Civil Division	CHARTIERS
Census Block Group	3
Census Block	3008
Census Tract	742101

Owner

406 Summit Ct is owned and occupied by two individuals who bought it in October 2013.

Source: Washington County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	406 SUMMIT CT, HOUSTON, PA 15342-2000
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 14, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Jul 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Mar 14, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Jul 10, 2017	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2013 · Amount on File
Deed Sale	Oct 2, 2013 · Amount on File
Deed Document Number	201329857
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON PA
Property Address	406 SUMMIT CT, HOUSTON, PA 15342-2000
Transaction Type	Mortgage
Record Updated	Dec 5, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 SUMMIT CT, HOUSTON, PA 15342-2000

Mortgage

Document Number	0000022937
Date	Nov 13, 2025
Instrument	202522937

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON PA
Property Address	406 SUMMIT CT, HOUSTON, PA 15342-2000
Transaction Type	Mortgage
Record Updated	Dec 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022624
Date	Nov 14, 2023
Instrument	202322624

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2043

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON PA
Property Address	406 SUMMIT CT, HOUSTON, PA 15342-2000
Transaction Type	Mortgage
Record Updated	Aug 4, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021792
Date	Jul 21, 2021
Instrument	202121792

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.37%
Type Change Date	Jul 1, 2028
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	7.37%
Index	Other
Margin	3
Max Rate	7.37%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON PA
Property Address	406 SUMMIT CT, HOUSTON, PA 15342-2000
Document Number	0000006861
Instrument Date	Mar 14, 2020
Transaction Type	Mortgage
Record Updated	Jun 1, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	406 SUMMIT CT HOUSTON PA 153422000, HOUSTON, PA 15342-2000

Mortgage

Document Number	0000006861
Date	Mar 27, 2020
Instrument	6861

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 26, 2050

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON PA
Property Address	406 SUMMIT CT, HOUSTON, PA 15342-2000
Document Number	0000017770
Instrument Date	Jul 10, 2017
Transaction Type	Mortgage
Record Updated	Jul 25, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	406 SUMMIT CT HOUSTON PA 153422000, HOUSTON, PA 15342-2000

Mortgage

Document Number	0000017770
Date	Jul 17, 2017
Instrument	17770

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 16, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 406 Summit Ct was $4,360, up 1.1% from the year before.

Source: Washington County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Washington County
County Subdivision	Chartiers Township
Unified School District	Chartiers-Houston School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,360.00 (+1.11%)	$237,600 (-) Land $52,000 Building $185,600	$237,600 Land $52,000 Building $185,600
2025	$4,312.00	$237,600 Land $52,000 Building $185,600
2023	$3,954.00	$233,100 (-) Land $52,000 Building $181,100
2022	$3,954.00	$233,100 Land $52,000 Building $181,100
2015			$237,600 Land $52,000 Building $185,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 406 Summit Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 406 Summit Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PA AMER WATER CO-PITTSBURGH private · serves 686,000 people · EPA ID PA5020039
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Nov 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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