405 Summit Ct, Houston, PA 15342 Property Records

Washington County property record for 405 Summit Ct, Houston, PA 15342

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,743 sqft · built 2012
Lot Size	0.358 acres (15,594 sqft)
Owner	2 Individual Names on Record
Last Sale	$213,914 (Dec 2012)
Tax Bill	$3,881 (2026)
Deeds & Mortgages	Sep 2025 Line of Credit Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`170-015-06-00-0048-00`

Property Details

APN / Parcel Number

Primary APN	`170-015-06-00-0048-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,743 sqft Living Area

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Aluminum/Vinyl
Lot Area	15,594 sqft (0.358 acres)
Lot Dimensions	223 ft deep x 56 ft wide
Terrain	Above Road/Slope
Garage Type	Attached
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	405 SUMMIT CT
City	HOUSTON
State	PA
Zip	15342-2000
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 48 0.358 AC HSE 2 STY VYL-GAR-SHED
Legal Subdivision	THE SUMMIT PLAN NO 1
Legal Lot Number	48
Jurisdiction	WASHINGTON PA
Township / Civil Division	CHARTIERS
Census Block Group	3
Census Block	3008
Census Tract	742101

Owner

Source: Washington County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	405 SUMMIT CT, HOUSTON, PA 15342-2000
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2025	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF PENNSYLVANIA
Jul 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 12, 2012 · Amount on Record
Deed Sale	Dec 12, 2012 · Amount on Record
Deed Document Number	201237728
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON PA
Property Address	405 SUMMIT CT, HOUSTON, PA 15342-2000
Transaction Type	Mortgage
Record Updated	Oct 14, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019581
Date	Sep 29, 2025
Instrument	202519581

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	CANONSBURG, PA 15317

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 20, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON PA
Property Address	405 SUMMIT CT, HOUSTON, PA 15342-2000
Transaction Type	Mortgage
Record Updated	Jul 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021032
Date	Jul 13, 2021
Instrument	202121032

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Washington County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Washington County
County Subdivision	Chartiers Township
Unified School District	Chartiers-Houston School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,881.00 (+1.12%)	$211,500 (-) Land $51,600 Building $159,900	$211,500 (-) Land $51,600 Building $159,900
2025	$3,838.00 (+9.16%)	$211,500 (+2.03%) Land $51,600 Building $159,900
2023	$3,516.00	$207,300 (-) Land $51,600 Building $155,700
2022	$3,516.00	$207,300 Land $51,600 Building $155,700
2015			$211,500 Land $51,600 Building $159,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PA AMER WATER CO-PITTSBURGH private · serves 686,000 people · EPA ID PA5020039
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Nov 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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